Thinking of Moving to Seattle? Here’s What You Need to Know

Pike Place Market Seattle WAWith the FIFA World Cup bringing matches to Lumen Field this summer, Seattle has had a lot of eyes on it lately — and I’m sure more than a few out-of-towners who came for a match are wondering, “could I actually live here?” That’s a fair question, and it deserves a more honest answer than a highlight reel of Pike Place and Mount Rainier on a clear day.

I’ve lived and worked in the Seattle area for over 25 years, helping people finance homes here since 2000 – this is what I tell people who call me asking whether a move to Seattle makes sense for them. [Read more…]

Buying a Home in Seattle: What You Need to Know in 2026

buying a home in seattleI’ve been helping people buy homes in Seattle for over 25 years. The market has gone through a lot of cycles — but some things stay constant. Seattle is competitive, prices are high relative to the rest of Washington, and the buyers who succeed are usually the ones who did their homework before they ever made an offer.

This guide covers what it actually takes to buy a home in Seattle in 2026: what homes cost, what loans most buyers use, and what separates a strong offer from one that gets passed over.

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Seattle Local Mortgage Lender vs. Big Bank

Big Bank vs Seattle Local Mortgage LenderBuying in the $800K–$1.5M range in Seattle? Here’s how to choose the right lender.

Buying your first home in Seattle is exciting — and overwhelming. Once you’ve figured out your budget, you’ll face one of the most common questions we see from Seattle homebuyers: should I go with a local mortgage lender or a big bank?

If you’re targeting the $800K–$1.5M price range, this decision matters more than you might think. Here’s what 30+ years of Washington State mortgage experience looks like from the inside. [Read more…]

Where Are Homebuyers Moving in Washington State?

Buying a Home in Washington StateIf you’re planning to buy a home in Washington State, you’re not alone — and you’re probably using a mortgage between $300,000 and $1,000,000.

That loan range now represents the largest share of homebuyers across Washington, from first-time buyers to relocations and move-up homeowners. But where people are buying has shifted significantly in the past few years.

Below are the top Washington cities attracting homebuyers and what mortgage financing typically looks like in each market. [Read more…]

Why It Makes Sense to Buy Before Mortgage Rates Move Lower

When Does It Make Sense to BuySeattle area Real Estate Broker, Kim Mulligan, posted this on Facebook a couple of days ago regarding a recent listing:

“For those of you that were clamoring to be my neighbor, I have bad news. A pricing war ensued and an offer was chosen last night. Ends up we had well over 80 parties tour the home in two days, several offers came forth, and a lucky buyer will get to share a fenceline with me. Why do I mention this? Many people think that there isn’t a market right now because of interest rates. Yes, buyers are careful and shy. The truth is some people have to move in any market. Sellers don’t need to be afraid to list their homes. Yes, buyers are choosey, but priced and presented well, and with the right lender where you can change your interest rate when it drops down again, your home could sell within 3 days as well![Read more…]