The Mortgage Porter Weekly Update | Iran Conflict – Fed Week – Appreciation Report

It’s Fed Week, the Middle East conflict is driving bond markets, and I’ve got a home appreciation story out of Renton that I think you’ll find pretty compelling. Here’s your weekly mortgage market update for the week of April 27, 2026.

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Discount Points vs. Rebate Credit: How Mortgage Rate Pricing Works

pricing mortgage ratesWhen you get a mortgage rate quote, the interest rate is only part of the picture. Every rate comes with a price — and that price is expressed as either discount points or rebate credit. Understanding how this works gives you real control over your closing costs and monthly payment. [Read more…]

Mortgage Rate History: Putting Today’s Rates in Context

mortgage interest rate historyOne of the most common concerns I hear from buyers and homeowners in Washington State is that today’s mortgage rates feel high. And compared to where rates were in 2020 and 2021, they are. But compared to the full history of mortgage rates in the United States, the picture looks quite different.

Understanding where today’s rates sit in historical context is one of the most useful things a buyer or homeowner can know — and it often changes how people think about waiting versus acting. [Read more…]

The Mortgage Porter Weekly – February 2, 2026

Even though I’m on the road this week enjoying a little vacation time, I’m still keeping an eye on the mortgage market and the key economic reports that can influence interest rates.

As of January 30, 2026, the **average 30-year fixed conforming mortgage rate is approximately 6.066%. Rates continue to move within a fairly tight range, but this week’s economic data could bring some volatility—especially toward the end of the week.

mortgage rates for february 2026

What the Market Is Watching This Week

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Mortgage Porter Weekly: Mortgage Rates, the Fed, and What’s Driving the Market This Week

Mortgage rates continue to be influenced by a combination of economic data, bond market activity, and Federal Reserve messaging. While headlines often focus on whether the Fed is cutting rates, mortgage rates are reacting to a much broader set of factors — especially what’s happening in the bond market.

In this week’s Mortgage Porter Weekly, I’m breaking down what’s moving rates right now and what homebuyers and homeowners should be paying attention to.

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