Happy Holidays and Merry Christmas from The Mortgage Porter

Christmas tree Mortgage Porter Seattle home

As the year comes to a close, I want to take a moment to wish you and your loved ones a very Merry Christmas and a joyful holiday season.

This time of year is a reminder to slow down, reflect, and appreciate what matters most — home, family, friends, and the sense of comfort and security that comes from having a place to call your own. [Read more…]

Working with a Local Lender vs. an Online Lender for your Mortgage

Drunk Racoon has regrets using an online lender for his mortgageLast week I had fun creating a spoof where I’m consoling a drunk racoon, Rocky. Rocky has the blues because he decided to chase a low rate with an online lender and now his home purchase transaction is on a rocky road. All joking aside, I actually have saved several purchases where clients who first opted for an online lender with a slightly lower rate discovered that the loan officer and their lender could not close their transaction. It’s easy to promise a low mortgage rate but that low rate doesn’t matter at all if your transaction doesn’t close. [Read more…]

Get Yours Today! The Mortgage Porter Collectable Action Figure

It’s Friday, so let’s have some fun! I asked AI to help recreate me as a glamourous action figure, Rhonda – The Mortgage Porter.

Full disclosure, I asked ChatGPT to write a post to compliment the doll it created for me. Here it is!

Meet Barbie’s Mortgage Maven: Rhonda Porter, The Mortgage Porter! 💁🏼‍♀️💼🏡 [Read more…]

Happy Labor Day

We are having a “staycation” and are not traveling somewhere this weekend. I’ll probably spend some time on a pickleball court, fiddle in the garden and will definitely be grilling something yummy this weekend.

What are your plans?

If you are shopping for a home need help with getting preapproved for a mortgage or are considering a refinance with lower mortgage rates, I am happy to help you (this weekend and every day)!

Have a Happy Labor Day weekend!

PS: Since Monday is a holiday and markets are closed, my weekly Mortgage Market Update will be published on Tuesday. 🤩

 

Predicting Mortgage Rates is like forecasting Weather

Trying to predict mortgage rates is very similar to forecasting our weather in our beautiful Pacific Northwest. There are economic indicators with data that result in mortgage rates going down or raising higher just as there are weather patterns and pressure systems that typically indicate sunnier days or a storm approaching. Sometimes the reports that are being relied on can conflict with each other making it more difficult to make an accurate prediction. [Read more…]

Arts in the Park in Puyallup

Yesterday I had the opportunity to participate at Arts in the Park at the Pioneer Park Pavilion in Puyallup. This was my first time demonstrating and being on the other side of the booth at an art fair. I really had a great time.

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Happy 15th Bloggoversary to The Mortgage Porter

It’s hard to believe that 15 years ago, I began “blogging” with The Mortgage Porter. When I started this blog late November 2006, I would have never imagined that it would become such an important part of my mortgage career.

I’ve met some wonderful people and have had amazing experiences that would have not happened had I not started typing out my first post about the beginning of mortgage originators being licensed (or just registered if they work for a bank or credit union). I would have never imagined that I would be interviewed, be asked to speak at events and that I would wind up attracting clients I really enjoy working with all from blogging. It’s truly been a gift that I’m thankful for! [Read more…]

Good Bye, Seattle’s Alaskan Way Viaduct

The Alaskan Way Viaduct aka Highway 99, was my preferred route when traveling through Seattle. As someone who lives in West Seattle, Highway 99 (or the viaduct) was a great alternative when traveling to downtown Seattle or north Seattle. I voted against the tunnel twice and will miss the views driving the viaduct. I really wish the viaduct would have been retrofitted or rebuilt instead of the tunnel. Anyhow… I thought I would share a video our family created a few years ago about the viaduct – tunnel. No animals were harmed in this video!

I will really miss the viaduct. I enjoyed the gritty drive and will miss the amazing views. When our beloved JP Patches was at our home for my surprise 40th party, he said our elected officials had “tunnel vision” and I could not agree more.