Happy Holidays and Merry Christmas from The Mortgage Porter

Christmas tree Mortgage Porter Seattle home

As the year comes to a close, I want to take a moment to wish you and your loved ones a very Merry Christmas and a joyful holiday season.

This time of year is a reminder to slow down, reflect, and appreciate what matters most — home, family, friends, and the sense of comfort and security that comes from having a place to call your own. [Read more…]

Working with a Local Lender vs. an Online Lender for your Mortgage

Drunk Racoon has regrets using an online lender for his mortgageLast week I had fun creating a spoof where I’m consoling a drunk racoon, Rocky. Rocky has the blues because he decided to chase a low rate with an online lender and now his home purchase transaction is on a rocky road. All joking aside, I actually have saved several purchases where clients who first opted for an online lender with a slightly lower rate discovered that the loan officer and their lender could not close their transaction. It’s easy to promise a low mortgage rate but that low rate doesn’t matter at all if your transaction doesn’t close. [Read more…]

Get Yours Today! The Mortgage Porter Collectable Action Figure

It’s Friday, so let’s have some fun! I asked AI to help recreate me as a glamourous action figure, Rhonda – The Mortgage Porter.

Full disclosure, I asked ChatGPT to write a post to compliment the doll it created for me. Here it is!

Meet Barbie’s Mortgage Maven: Rhonda Porter, The Mortgage Porter! 💁🏼‍♀️💼🏡 [Read more…]

Happy Labor Day

We are having a “staycation” and are not traveling somewhere this weekend. I’ll probably spend some time on a pickleball court, fiddle in the garden and will definitely be grilling something yummy this weekend.

What are your plans?

If you are shopping for a home need help with getting preapproved for a mortgage or are considering a refinance with lower mortgage rates, I am happy to help you (this weekend and every day)!

Have a Happy Labor Day weekend!

PS: Since Monday is a holiday and markets are closed, my weekly Mortgage Market Update will be published on Tuesday. 🤩

 

Predicting Mortgage Rates is like forecasting Weather

Trying to predict mortgage rates is very similar to forecasting our weather in our beautiful Pacific Northwest. There are economic indicators with data that result in mortgage rates going down or raising higher just as there are weather patterns and pressure systems that typically indicate sunnier days or a storm approaching. Sometimes the reports that are being relied on can conflict with each other making it more difficult to make an accurate prediction. [Read more…]