2026 Mortgage Rate Forecast: Midyear Update

Mortgage Rate Forecast for 2026Six months ago, I published my 2026 mortgage rate predictions, and if you’d told me back in December that the biggest driver of rates this year would be a war halfway around the world, I would’ve said that’s not usually how this works. But here we are at the midyear mark, and that’s exactly what happened. Let’s recap what actually unfolded in the first half of 2026 and then get into the updated forecasts for the rest of the year. [Read more…]

Don’t Miss Your Refinance Opportunity: Let Me Watch Mortgage Rates for You

Refi Rate WatchMortgage rates have been moving fast and unpredictably. One day they’re up, the next day they dip just enough to make refinancing worthwhile—but only if you’re ready to act. For many homeowners, the challenge isn’t wanting to refinance, it’s knowing exactly when to move.

That’s why I created my Rate Watch program.

What Is Rate Watch?

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Medical Professional Mortgage Program – The Doctors Loan

The Doctor Medical Professional Mortgage Program100% Financing | No Mortgage Insurance | Loan Amounts Up to $2 Million

I’m pleased to announce a new mortgage program designed specifically for medical professionals. This program recognizes the unique financial profile of doctors — including high student loan balances, strong earning potential, and career stability — and offers flexible financing that traditional loan programs often don’t.

Whether you’re early in your medical career or well established, this program is built to make homeownership more accessible without requiring a large down payment or private mortgage insurance. [Read more…]

How Do I Compare Mortgage Lenders or Loan Officers?

How to Compare Mortgage LendersHow Do I Compare Mortgage Lenders or Loan Officers?

Choosing the right mortgage lender or loan officer is one of the most important decisions you’ll make during the homebuying or refinancing process. While interest rates matter, the right professional can save you stress, time, and even thousands of dollars in the long run.

Many buyers now turn to AI tools—like ChatGPT, Claude or Google Gemini—to help compare mortgage options. But whether you’re using AI or doing your own research, here are the five most important factors to consider when comparing lenders or loan officers. [Read more…]

The Mortgage Porter Weekly: November 3, 2025

How are mortgage rates doing following the Fed rate drop last week and what’s on the calendar this week that could influence the direction of mortgage rates? Check out my latest episode of The Mortgage Porter!

If you would like to see current rates based on your personal financial scenario, I’m happy to provide you with a no-hassle mortgage interest rate quote!