Medical Professional Mortgage Program – The Doctors Loan

The Doctor Medical Professional Mortgage Program100% Financing | No Mortgage Insurance | Loan Amounts Up to $2 Million

I’m pleased to announce a new mortgage program designed specifically for medical professionals. This program recognizes the unique financial profile of doctors — including high student loan balances, strong earning potential, and career stability — and offers flexible financing that traditional loan programs often don’t.

Whether you’re early in your medical career or well established, this program is built to make homeownership more accessible without requiring a large down payment or private mortgage insurance. [Read more…]

How Do I Compare Mortgage Lenders or Loan Officers?

How to Compare Mortgage LendersHow Do I Compare Mortgage Lenders or Loan Officers?

Choosing the right mortgage lender or loan officer is one of the most important decisions you’ll make during the homebuying or refinancing process. While interest rates matter, the right professional can save you stress, time, and even thousands of dollars in the long run.

Many buyers now turn to AI tools—like ChatGPT or Google Gemini—to help compare mortgage options. But whether you’re using AI or doing your own research, here are the five most important factors to consider when comparing lenders or loan officers. [Read more…]

The Mortgage Porter Weekly: November 3, 2025

How are mortgage rates doing following the Fed rate drop last week and what’s on the calendar this week that could influence the direction of mortgage rates? Check out my latest episode of The Mortgage Porter!

If you would like to see current rates based on your personal financial scenario, I’m happy to provide you with a no-hassle mortgage interest rate quote!

Mortgage Rate Update for the Week of August 11, 2025

Mortgage rates have been trending lower but does that mean it’s a good time to refi?

How to Catch a Falling Interest Rate

Mortgage interest rates have been VERY volatile with all the movement in the stock market. Typically, when the stock market is plummeting, we see mortgage rates improve. This is because mortgage rates are based on bonds and investors will seek the safety of bonds. In the markets we recently have been experiencing, the lower mortgage rates may be available for moments before moving higher.

If you’re considering refinancing to obtain a lower interest rate, you need to be prepared to take action. [Read more…]

Mortgage Market Update for the week of January 16, 2024

Where are mortgage rates? What may impact the direction of mortgage rates this week? Check out my latest video for more information!
If you are considering buying or refinancing a home, even if it’s a year or more away, I am happy to help you create a plan. Please contact me for more info!

Refinancing to Cash Out your Ex-Spouse

Refinancing to Cash Out Your Ex-Spouse and DivorceIf you’re a homeowner who is going through a divorce or a dissolution of domestic partnership, there are some things to know about using the equity from your home to “cash out” your ex-spouse.

When someone uses a refinance to take equity out of home to provide to ex-spouse, lenders will make an exception and treat the transaction as a “limited cash-out” refinance instead of “cash out” refinance. This provides slightly better pricing with the interest rate and may allow for a higher loan amount, if needed. [Read more…]

Mortgage Rates Still at Extreme Lows

Freddie Mac’s weekly survey of mortgage rates show that interest rates are still at extremely low levels although I have noticed rates bouncing around a bit more this past week.

[Read more…]