Mortgage Rate Update for September 8, 2025 | Should You Wait to Refinance?

Mortgage rates are trending lower following the weak jobs report on Friday. Check out this week’s episode of The Mortgage Porter to learn what may impact mortgage rates and a common myth about when you should consider refinancing.

If you’re thinking about buying a home or refinancing your home, please reach out to me! I’m always happy to help you or anyone you know! Let’s talk!

Get current mortgage rates for your personal scenario.

Mortgage Rate Update for the Week of August 11, 2025

Mortgage rates have been trending lower but does that mean it’s a good time to refi?

How to Catch a Falling Interest Rate

How to Get a Low Mortgage Rate Mortgage interest rates have been VERY volatile with all the movement in the stock market. Typically, when the stock market is plummeting, we see mortgage rates improve. This is because mortgage rates are based on bonds and investors will seek the safety of bonds. In the markets we recently have been experiencing, the lower mortgage rates may be available for moments before moving higher.

If you’re considering refinancing to obtain a lower interest rate, you need to be prepared to take action. [Read more…]

Refinancing to Cash Out your Ex-Spouse

Refinancing to Cash Out Your Ex-Spouse and DivorceIf you’re a homeowner who is going through a divorce or a dissolution of domestic partnership, there are some things to know about using the equity from your home to “cash out” your ex-spouse.

When someone uses a refinance to take equity out of home to provide to ex-spouse, lenders will make an exception and treat the transaction as a “limited cash-out” refinance instead of “cash out” refinance. This provides slightly better pricing with the interest rate and may allow for a higher loan amount, if needed. [Read more…]

Reduce your mortgage payment AND improve your your home with a refi

refinancing to remodel your kitchen in Tacoma Recently I helped some clients refinance their mortgage on their home in Tacoma. Not only did we dramatically reduce their monthly mortgage mortgage payment, but they were also able to make some improvements to their home. [Read more…]