Medical Professional Mortgage Program – The Doctors Loan

The Doctor Medical Professional Mortgage Program100% Financing | No Mortgage Insurance | Loan Amounts Up to $2 Million

I’m pleased to announce a new mortgage program designed specifically for medical professionals. This program recognizes the unique financial profile of doctors — including high student loan balances, strong earning potential, and career stability — and offers flexible financing that traditional loan programs often don’t.

Whether you’re early in your medical career or well established, this program is built to make homeownership more accessible without requiring a large down payment or private mortgage insurance. [Read more…]

How Do I Compare Mortgage Lenders or Loan Officers?

How to Compare Mortgage LendersHow Do I Compare Mortgage Lenders or Loan Officers?

Choosing the right mortgage lender or loan officer is one of the most important decisions you’ll make during the homebuying or refinancing process. While interest rates matter, the right professional can save you stress, time, and even thousands of dollars in the long run.

Many buyers now turn to AI tools—like ChatGPT or Google Gemini—to help compare mortgage options. But whether you’re using AI or doing your own research, here are the five most important factors to consider when comparing lenders or loan officers. [Read more…]

2026 Conforming Loan Limits: What Washington Homebuyers Should Know

2026 Conforming Loan Limits for Washington HomesLow-Down-Payment Programs, Renovation Loans & Down Payment Assistance Options

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Mortgage Rate Update for September 8, 2025 | Should You Wait to Refinance?

Mortgage rates are trending lower following the weak jobs report on Friday. Check out this week’s episode of The Mortgage Porter to learn what may impact mortgage rates and a common myth about when you should consider refinancing.

If you’re thinking about buying a home or refinancing your home, please reach out to me! I’m always happy to help you or anyone you know!

Mortgage Rate Update for the Week of August 11, 2025

Mortgage rates have been trending lower but does that mean it’s a good time to refi?

How to Catch a Falling Interest Rate

Mortgage interest rates have been VERY volatile with all the movement in the stock market. Typically, when the stock market is plummeting, we see mortgage rates improve. This is because mortgage rates are based on bonds and investors will seek the safety of bonds. In the markets we recently have been experiencing, the lower mortgage rates may be available for moments before moving higher.

If you’re considering refinancing to obtain a lower interest rate, you need to be prepared to take action. [Read more…]

Credit Card Trouble? Don’t Wait to Refi.

Trouble making credit card payments? Please don't wait to refiI have been writing about how high credit card interest rates have climbed with the Fed raising the funds rate. If you’re not paying off your entire credit card bill each month, you are probably owing a bit more due to the high credit card rate. Credit card debt can be an uphill battle. [Read more…]

How to Buy This West Seattle Home? Let Me Count the Ways!

Craftsman Home in West Seattle UPDATE 5/26/2023: It’s no surprise to me…this home went immediately pending. If you are considering buying a home in Seattle, it is so important to be fully approved and perhaps better yet, consider using a program that allows you to present an extra competitive cash offer. PS: I can help you with that!

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