It’s Fed Week, the Middle East conflict is driving bond markets, and I’ve got a home appreciation story out of Renton that I think you’ll find pretty compelling. Here’s your weekly mortgage market update for the week of April 27, 2026.
The Mortgage Porter Weekly Update | Iran Conflict – Fed Week – Appreciation Report
April 27, 2026 by Leave a Comment
Seattle Local Mortgage Lender vs. Big Bank
April 24, 2026 by Leave a Comment
Buying in the $800K–$1.5M range in Seattle? Here’s how to choose the right lender.
Buying your first home in Seattle is exciting — and overwhelming. Once you’ve figured out your budget, you’ll face one of the most common questions we see from Seattle homebuyers: should I go with a local mortgage lender or a big bank?
If you’re targeting the $800K–$1.5M price range, this decision matters more than you might think. Here’s what 30+ years of Washington State mortgage experience looks like from the inside. [Read more…]
How Many Ways Can You Finance a Home in Washington State? Let Me Count the Ways.
April 22, 2026 by Leave a Comment
One of the things I enjoy most about my work is showing buyers that there is almost never just one way to finance a home. Depending on your goals, your down payment, your credit, and how competitive the market is, there are often multiple strategies worth considering — and the right combination can make a real difference in your payment, your offer strength, and your long-term financial picture.
Let’s walk through the main financing strategies available to Washington State home buyers today, using a hypothetical $800,000 home as our example. [Read more…]
Mortgage Rates & Market Update — Week of April 20, 2026
April 20, 2026 by Leave a Comment
Mortgage rates are slightly improved compared to last’s update. Learn what may impact mortgages, recent improvements to low down conventional mortgage programs and a reminder for our upcoming homebuyer workshop in this week’s episode of The Mortgage Porter.
Debt-to-Income Ratio: How It Works for Washington Home Buyers
April 19, 2026 by Leave a Comment
When a lender looks at your mortgage application, one of the first numbers they calculate is your debt-to-income ratio — or DTI. It’s one of the most important factors in determining how much home you can afford and whether you’ll qualify for a mortgage in Washington State.
Here’s what DTI means, how lenders use it, and what you can do if yours needs work. [Read more…]
