Did you know the biggest savings this season might not be in your shopping cart?
Black Friday is a great reminder to look for deals—and one of the smartest “deals” you can snag is refinancing your mortgage.
If you’ve been curious about lowering your rate, reducing your payment, or tapping equity for home improvements or debt consolidation, now is the perfect time to explore your options.
Black Friday Refi Benefits
- Lock in a potentially lower interest rate
- Reduce your monthly mortgage payment
- Consolidate high-interest holiday debt
- Free up cash for the season (and beyond!)
No doorbusters. No lines. Just real savings that last all year.
Contact me if you want a personalized refinance review!
P.S. If you’re considering buying or refinancing a home in the next few months, keep an eye on how much you’re spending with credit. Going over your credit line amount, even if it’s just by $1 can really impact your scores and your scores don’t recover as quickly once your account is back to being under limit.
Here are some tips to help this holiday season: Don’t Be Naughty to Your Preapproval Over the Holidays
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Over the weekend, the administration bounced the idea of having a 50-year mortgage. This was followed up by the FHFA director, Bill Pulte, stating that they are working on a plan. The reactions to this announcement are across the board with some embracing it as the miracle that will help create more affordability to others viewing it as a subprime product. Mortgage originators have been quick to post rates comparing 50-year amortized mortgages to what may be available with a 30-year. Even if this product becomes available, in my opinion, it’s highly unlikely a 50-year amortized mortgage will have the same rate as a 30-year fixed. Just look at how mortgage rates are priced when you compare a 30-year to a 15-year amortized mortgage. Click here for 
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