Low-Down-Payment Programs, Renovation Loans & Down Payment Assistance Options
The 2026 conforming loan limits are giving homebuyers and homeowners across Washington State more borrowing power and more flexibility. Higher limits mean more buyers can qualify for competitive conforming mortgage programs—often with lower down payments, reduced mortgage insurance, and expanded underwriting options. [Read more…]

When most folks think of the mortgage programs offered by the Washington State Finance Housing Commission, they often think of the state bond program (House Key Opportunity). Both Home Advantage and House Key Opportunity offer down payment assistance to Washington home buyers. 



