One of the most common questions I get is some version of “what’s your rate?” It’s a fair question — but the honest answer is: it depends. Mortgage rates aren’t one-size-fits-all. They’re priced individually based on the specific details of your loan, your property, and you as a borrower.
Here’s what I actually need to know before I can give you an accurate rate quote — and why each factor matters. [Read more…]
One of my first-time home buyers recently asked me a question I hear often: “Do I have the best rate possible?” It’s a great question — and the answer depends on what “best rate” actually means to you.
