2025 FHA Loan Limits for Washington State

HUD has announced the 2025 loan limits for FHA mortgage loans.

King, Pierce and Snohomish Counties, the loan limits are:

  • 1 Unit: $1,037,300
  • 2 Unit: $1,327,950
  • 3 Unit: $1,605,200
  • 4 Unit: $1,994,850

Chelan County:

  • 1 Unit: $546,250
  • 2 Unit: $699,300
  • 3 Unit: $845,300
  • 4 Unit: $1,050,500

Clark County:

  • 1 Unit: $695,750
  • 2 Unit: $890,700
  • 3 Unit: $1,076,650
  • 4 Unit: $1,338,000

Douglas County:

  • 1 Unit: $546,250
  • 2 Unit: $699,300
  • 3 Unit: $845,300
  • 4 Unit: $1,050,500

Island County:

  • 1 Unit: $603,750
  • 2 Unit: $772,900
  • 3 Unit: $934,250
  • 4 Unit: $1,161,050

Kitsap County:

  • 1 Unit: $575,000
  • 2 Unit: $736,100
  • 3 Unit: $889,800
  • 4 Unit: $1,105,800

Skagit County:

  • 1 Unit: $563,500
  • 2 Unit: $721,400
  • 3 Unit: $872,000
  • 4 Unit: $1,083,650

Skamania County:

  • 1 Unit: $695,750
  • 2 Unit: $890,700
  • 3 Unit: $1,076,650
  • 4 Unit: $1,338,000

Thurston County:

  • 1 Unit: $557,750
  • 2 Unit: $714,000
  • 3 Unit: $863,100
  • 4 Unit: $1,072,600

Whatcom County:

  • 1 Unit: $632,500
  • 2 Unit: $809,700
  • 3 Unit: $978,750
  • 4 Unit: $1,216,350

Whitman County:

  • 1 Unit: $579,600
  • 2 Unit: $742,000
  • 3 Unit: $896,900
  • 4 Unit: $1,114,650

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Clallam, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Spokane, Stevens, Wahkiakum, Walla Walla and Yakima.

  • 1 Unit: $524,225
  • 2 Unit: $671,200
  • 3 Unit: $811,275
  • 4 Unit: $1,008,300

I’ve been helping people with their mortgage needs since 2000. If you’re interested in an FHA (or any) mortgage, please contact me! I’m happy to help you.

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