2025 FHA Loan Limits for Washington State

HUD has announced the 2025 loan limits for FHA mortgage loans.

King, Pierce and Snohomish Counties, the loan limits are:

• 1 Unit: $1,037,300
• 2 Unit: $1,327,950
• 3 Unit: $1,605,200
• 4 Unit: $1,994,850

Chelan County:

• 1 Unit: $546,250
• 2 Unit: $699,300
• 3 Unit: $845,300
• 4 Unit: $1,050,500

Clark County:

• 1 Unit: $695,750
• 2 Unit: $890,700
• 3 Unit: $1,076,650
• 4 Unit: $1,338,000

Douglas County:

• 1 Unit: $546,250
• 2 Unit: $699,300
• 3 Unit: $845,300
• 4 Unit: $1,050,500

Island County:

• 1 Unit: $603,750
• 2 Unit: $772,900
• 3 Unit: $934,250
• 4 Unit: $1,161,050

Kitsap County:

• 1 Unit: $575,000
• 2 Unit: $736,100
• 3 Unit: $889,800
• 4 Unit: $1,105,800

Skagit County:

• 1 Unit: $563,500
• 2 Unit: $721,400
• 3 Unit: $872,000
• 4 Unit: $1,083,650

Skamania County:

• 1 Unit: $695,750
• 2 Unit: $890,700
• 3 Unit: $1,076,650
• 4 Unit: $1,338,000

Thurston County:

• 1 Unit: $557,750
• 2 Unit: $714,000
• 3 Unit: $863,100
• 4 Unit: $1,072,600

Whatcom County:

• 1 Unit: $632,500
• 2 Unit: $809,700
• 3 Unit: $978,750
• 4 Unit: $1,216,350

Whitman County:

• 1 Unit: $579,600
• 2 Unit: $742,000
• 3 Unit: $896,900
• 4 Unit: $1,114,650

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Clallam, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Spokane, Stevens, Wahkiakum, Walla Walla and Yakima.

• 1 Unit: $524,225
• 2 Unit: $671,200
• 3 Unit: $811,275
• 4 Unit: $1,008,300

I’ve been helping people with their mortgage needs since 2000. If you’re interested in an FHA (or any) mortgage, please contact me! I’m happy to help you.