Mortgage Qualifying: Your Income, Job, and Debts Workshop
How lenders determine what you qualify for—and how to prepare
One of the most common questions I hear from home buyers is:
“How do lenders decide how much I qualify for?”
In this workshop replay from my Home Buying Workshop Series, we break down the basics of mortgage qualifying—specifically how lenders review your income, employment, and monthly debts to determine what payment, loan amount, and home price may be realistic for you.
Understanding these basics early can help you avoid surprises, make better decisions, and feel more confident when you’re ready to buy.
Watch the Workshop Replay
This workshop is especially helpful if you: [Read more…]
When Congress resolved the latest debt ceiling with the passing of The Financial Responsibility Act of 2023, both parties agreed to stop the forbearance on student loans payments. Federally backed student loan payments have been paused for the past three years due to the pandemic. Payments on student loans are set to resume following this September and many are not going to be prepared for this. 
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