If you’re self-employed and thinking about buying or refinancing a home in Washington State, you’ve probably heard something like: “It’s really hard to get a mortgage when you work for yourself.” That’s partly true — but it’s not the whole story.
The reality is that self-employed borrowers have more mortgage options today than ever before. The key is understanding how different loan programs view your income, and finding the one that best fits how your finances actually look on paper.
Here’s a clear breakdown of what to expect. [Read more…]
One of the most common questions I get from home buyers in Washington State is: how much should I put down? The short answer is: it depends. But the longer answer is actually pretty interesting — and knowing the tradeoffs can save you real money.
What Mortgage Program Is Right for Me? A Plain-English Guide to Your Options
First-Time Home Buyer Programs: Your Guide to Buying a Home in Washington State
