Mortgage Rates & Market Update — Week of April 20, 2026

Mortgage rates are slightly improved compared to last’s update. Learn what may impact mortgages, recent improvements to low down conventional mortgage programs and a reminder for our upcoming homebuyer workshop in this week’s episode of The Mortgage Porter.

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The Mortgage Porter Weekly: Mortgage Rates, Inflation, War and HELOC Program

Mortgage Rate Update — Week of April 13, 2026

This week’s update covers March inflation data, a stronger-than-expected jobs report, the latest on mortgage-backed securities, and a spotlight on a powerful but underused product — the first lien HELOC, also known as an offset mortgage.

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Mortgage Rate History: Putting Today’s Rates in Context

mortgage interest rate historyOne of the most common concerns I hear from buyers and homeowners in Washington State is that today’s mortgage rates feel high. And compared to where rates were in 2020 and 2021, they are. But compared to the full history of mortgage rates in the United States, the picture looks quite different.

Understanding where today’s rates sit in historical context is one of the most useful things a buyer or homeowner can know — and it often changes how people think about waiting versus acting. [Read more…]

Mortgage Rates Week of March 30, 2026 — Rates Improving After a Rough March

Mortgage rates had a tough March — but heading into this week, we’re starting to see some welcome improvement. Here’s what’s been happening and what to watch for in the days ahead.


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Mortgage Rate Update – Week of March 23, 2026

What’s Moving Markets This Week

The ongoing conflict with Iran continues to drive volatility across financial markets. We’re seeing a seesaw effect — markets improve as tensions appear to ease, then pull back sharply when threats or attacks escalate.

The Iranian Parliament Speaker stated this week that they would move against purchasers and holders of US Treasuries, tying those assets to the cost of the conflict. As of Monday afternoon, the Dow is surging on reports that the US and Iran have had productive talks — but the situation remains fluid and bears close watching.

 Where Are Mortgage Rates?

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