Washington State Mortgages, Made Clear. Buying or Refinancing? Let's find the right loan together.
Low-Down-Payment Programs, Renovation Loans & Down Payment Assistance OptionsThe 2026 conforming loan limits are giving homebuyers and homeowners across Washington State more borrowing power and more flexibility. Higher limits mean more buyers can qualify for competitive conforming mortgage programs—often with lower down payments, reduced mortgage insurance, and expanded underwriting options. [Read more…]
I’m so excited for some clients I helped buy their first home a couple of years ago. I thought I’d share their story – at least the Readers Digest version! 🙂
This couple attended a home buyers class that I was teaching back in 2014. They purchased their first home in Seattle in 2014 using a down payment assistance program we offer through the Washington State Housing Finance Commission. [Read more…]
The Washington State Housing Finance Commission offers several mortgage programs with various types of down payment assistance for home buyers. In order to qualify for the program, home buyers need to have household income of $97,000 or lower and attend a WSHFC sponsored home buyers class.
Yesterday I received an email with this question that I thought would be helpful to my readers considering the popular Home Advantage Mortgage program with down payment assistance:
I’ve been studying the different loan programs in WA State and came across your website. We’re considering taking out a Home Advantage mortgage but need clarification on one of the restrictions.
When most folks think of the mortgage programs offered by the Washington State Finance Housing Commission, they often think of the state bond program (House Key Opportunity). Both Home Advantage and House Key Opportunity offer down payment assistance to Washington home buyers. [Read more…]
