What Is a Jumbo Mortgage

jumbo non-conforming mortgage washingtonEverything Seattle Metro & Puget Sound Buyers Need to Know

If you’re shopping for a home in Seattle, Bellevue, Mercer Island, Kirkland, Everett, Edmonds, Tacoma, Gig Harbor, or anywhere across King, Snohomish, or Pierce County, there’s a good chance you’ll hear the word “jumbo” come up in your mortgage conversation. But what exactly is a jumbo mortgage — and does having one mean you’ll face sky-high rates or impossible qualification standards? Not necessarily, and especially not here. [Read more…]

Which Mortgage Program Is Right for Me?

Mortgage Programs for homes in Washington StateWhat Mortgage Program Is Right for Me? A Plain-English Guide to Your Options

If you’ve been asking yourself “what mortgage program is right for me?” — you’re asking exactly the right question. The loan type you choose affects your down payment, your monthly payment, your interest rate, and how easy it is to qualify. And the options are more varied than most people realize.

This guide breaks down every major mortgage program in simple terms: who each one is designed for, what the key requirements are, and how to think about your own situation. If you’ve ever been told you don’t qualify — or you’re not sure where to start — keep reading. [Read more…]

The Mortgage Porter Weekly: Mortgage Rates Steady – Inflation Concerns Linger

Where Are Rates This Week?

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Lease to Own: A Path to Homeownership When You’re Almost There

lease to own hoome dreambuilder Lease to Own: A Path to Homeownership When You’re Almost There

Not quite qualifying for a home yet? There’s a program worth knowing about — it’s called DreamBuilder, and it’s designed specifically for buyers who are close, but not quite there. [Read more…]

The Mortgage Porter Weekly – Mortgage Rate Update for the Week of March 2, 2026

Mortgage rates are being impacted by the war in Iran. Often times, during war we see mortgage rates improve as investors seek the safety of bonds. Because of the threat to oil, and the potential for inflation, mortgage rates are moving higher.

Take a look at the charts today, compliments of MBS Highway. The last red dash shows the hit mortgage-backed securities took today – closing down 33 basis points. [Read more…]