the Fed - The Mortgage Porter

Does the Fed Control Mortgage Rates? What Buyers and Homeowners Need to Know

April 29, 2026 by Rhonda Porter Leave a Comment

Today the Federal Open Market Committee (FOMC) wraps up its two-day meeting and announces whether the Fed Funds Rate will change. If you own a home or are thinking about buying one, you’ve probably been watching the headlines. And if you’re like most people, you may be wondering: does what the Fed does today affect my mortgage rate?

The short answer is: not directly. And understanding why is one of the most useful things a homeowner or home buyer can know about how mortgage rates actually work. [Read more…]

Filed Under: Mortgage Rates & Market Updates Tagged With: fomc, mortgage rates, the Fed

Mortgage Porter Weekly: Mortgage Rates, the Fed, and What’s Driving the Market This Week

January 26, 2026 by Rhonda Porter Leave a Comment

Mortgage rates continue to be influenced by a combination of economic data, bond market activity, and Federal Reserve messaging. While headlines often focus on whether the Fed is cutting rates, mortgage rates are reacting to a much broader set of factors — especially what’s happening in the bond market.

In this week’s Mortgage Porter Weekly, I’m breaking down what’s moving rates right now and what homebuyers and homeowners should be paying attention to.

Breaking News: The Fed Cuts Rates 25 Basis Points

December 10, 2025 by Rhonda Porter Leave a Comment

The Fed has just announced a rate cut the Fed Funds rate by 25 basis points.

This has been widely anticipated by the markets. Remember, the Fed’s rate cut does NOT directly impact mortgage rates (except for home equity lines of credit and other loans that may be attached to the prime interest rate). [Read more…]

Filed Under: Mortgage Rates & Market Updates Tagged With: rate cut, the Fed

Mortgage Rates, FOMC Preview, 2026 VA Loan Limits & Homebuyer Workshop Reminder

December 8, 2025 by Rhonda Porter Leave a Comment

Welcome to this week’s edition of The Mortgage Porter Weekly, where I break down what’s happening in the mortgage and housing markets and what it means for homebuyers, homeowners, and real estate professionals.

Current Mortgage Rates

The Mortgage Porter Weekly: November 3, 2025

November 3, 2025 by Rhonda Porter Leave a Comment

How are mortgage rates doing following the Fed rate drop last week and what’s on the calendar this week that could influence the direction of mortgage rates? Check out my latest episode of The Mortgage Porter!

If you would like to see current rates based on your personal financial scenario, I’m happy to provide you with a no-hassle mortgage interest rate quote!

Filed Under: Mortgage Rates & Market Updates Tagged With: economy, jobs report, mortgage rates, refi, the Fed, the mortgage porter