HUD has just announced the 2024 loan limits for FHA mortgages. FHA loan limits vary by the county the home is located in. In Washington state, some counties have higher limits than 2023 and other counties have the same loan limits from 2023.
Here are the 2024 FHA loan limits for homes located in Washington state:
Chelan County
- 1 Unit: $506,000
- 2 Unit: $647,750
- 3 Unit: $783,000
- 4 Unit: $973,100
Clark County
- 1 Unit: $679,650
- 2 Unit: $870,050
- 3 Unit: $1,041,050
- 4 Unit: $1,370,050
Douglas County
- 1 Unit: $506,000
- 2 Unit: $647,750
- 3 Unit: $783,000
- 4 Unit: $973,100
Island County
- 1 Unit: $575,000
- 2 Unit: $736,100
- 3 Unit: $889,800
- 4 Unit: $1,105,800
King County
- 1 Unit: $977,500
- 2 Unit: $1,251,400
- 3 Unit: $1,512,650
- 4 Unit: $1,879,850
Kitsap County
- 1 Unit: $563,500
- 2 Unit: $721,400
- 3 Unit: $872,000
- 4 Unit: $1,083,650
Pierce County
- 1 Unit: $977,500
- 2 Unit: $1,251,400
- 3 Unit: $1,512,650
- 4 Unit: $1,879,850
Skagit County
- 1 Unit: $545,100
- 2 Unit: $697,800
- 3 Unit: $843,500
- 4 Unit: $957,600
Skamania County
- 1 Unit: $679,650
- 2 Unit: $870,050
- 3 Unit: $1,051,700
- 4 Unit: $1,307,050
Snohomish County
- 1 Unit: $977,500
- 2 Unit: $1,251,400
- 3 Unit: $1,512,650
- 4 Unit: $1,879,850
Thurston County
- 1 Unit: $546,250
- 2 Unit: $699,300
- 3 Unit: $845,300
- 4 Unit: $1,050,500
Whatcom County
- 1 Unit: $603,750
- 2 Unit: $772,900
- 3 Unit: $934,250
- 4 Unit: $1,161,050
Whitman County
- 1 Unit: $529,000
- 2 Unit: $677,200
- 3 Unit: $816,600
- 4 Unit: $1,017,300
All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Clallam, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Spokane, Stevens, Wahkiakum, Walla Walla, and Yakima
- 1 Unit: $498,257
- 2 Unit: $637,950
- 3 Unit: $771,125
- 4 Unit: $958,350
I have been helping Washington state homeowners with FHA mortgages since 2000. If I can help you with your mortgage needs, please contact me!
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