FHA mortgages allow for minimum down payment and do not have income limits. FHA tends to have a little more flexible underwriting than conventional mortgages.

Here is a complete list of the 2021 FHA loan limits for homes located in Washington state:

Chelan County

• 1 Unit: $371,450
• 2 Unit: $475,500
• 3 Unit: $574,800
• 4 Unit: $714,350

Clallam County

• 1 Unit: $384,100
• 2 Unit: $491,700
• 3 Unit: $594,350
• 4 Unit: $738,650

Clark County

• 1 Unit: $517,500
• 2 Unit: $662,500
• 3 Unit: $800,800
• 4 Unit: $995,200

Douglas County

• 1 Unit: $371,450
• 2 Unit: $475,500
• 3 Unit: $574,800
• 4 Unit: $714,350

Island County

• 1 Unit: $431,250
• 2 Unit: $552,050
• 3 Unit: $667,350
• 4 Unit: $829,350

King County

• 1 Unit: $776,250
• 2 Unit: $993,750
• 3 Unit: $1,201,200
• 4 Unit: $1,492,800

Kitsap County

• 1 Unit: $435,850
• 2 Unit: $557,950
• 3 Unit: $674,450
• 4 Unit: $838,200

Pierce County

• 1 Unit: $776,250
• 2 Unit: $993,750
• 3 Unit: $1,201,200
• 4 Unit: $1,492,800

San Juan County

• 1 Unit: $497,950
• 2 Unit: $637,450
• 3 Unit: $770,550
• 4 Unit: $957,600

Skagit County

• 1 Unit: $405,950
• 2 Unit: $519,700
• 3 Unit: $628,200
• 4 Unit: $780,650

Skamania County

• 1 Unit: $517,500
• 2 Unit: $662,500
• 3 Unit: $800,800
• 4 Unit: $995,200

Snohomish County

• 1 Unit: $776,250
• 2 Unit: $993,750
• 3 Unit: $1,201,200
• 4 Unit: $1,492,800

Thurston County

• 1 Unit: $405,950
• 2 Unit: $519,700
• 3 Unit: $628,200
• 4 Unit: $780,650

Whatcom County

• 1 Unit: $442,750
• 2 Unit: $566,800
• 3 Unit: $685,100
• 4 Unit: $851,450

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln,  Mason, Okanogan, Pacific, Pend Oreille, Spokane, Stevens, Wahkiakum, Walla Walla, Whitman, and Yakima

• 1 Unit: $356,362
• 2 Unit: $456,275
• 3 Unit: $551,500
• 4 Unit: $685,400

I have been helping Washington state home owners with FHA mortgages at Mortgage Master Service Corporation since 2000. If I can help you with your mortgage needs for a home located anywhere in Washington state, please contact me!

HUD has announced 2021 loan limits for FHA mortgages. Like conforming mortgages, the loan limits will increase in 2021. Here are the limits for homes located in King, Pierce and Snohomish Counties.

• 1 Unit: $776,250
• 2 Unit: $993,750
• 3 Unit: $1,201,200
• 4 Unit: $1,492,800

Click here for a complete list of 2021 FHA loan limits for homes located in Washington state.

If you are considering buying or refinancing your Washington state home, I’m happy to help you!