Medical Professional Mortgage Program – The Doctors Loan

The Doctor Medical Professional Mortgage Program100% Financing | No Mortgage Insurance | Loan Amounts Up to $2 Million

I’m pleased to announce a new mortgage program designed specifically for medical professionals. This program recognizes the unique financial profile of doctors — including high student loan balances, strong earning potential, and career stability — and offers flexible financing that traditional loan programs often don’t.

Whether you’re early in your medical career or well established, this program is built to make homeownership more accessible without requiring a large down payment or private mortgage insurance. [Read more…]

How Do I Compare Mortgage Lenders or Loan Officers?

How to Compare Mortgage LendersHow Do I Compare Mortgage Lenders or Loan Officers?

Choosing the right mortgage lender or loan officer is one of the most important decisions you’ll make during the homebuying or refinancing process. While interest rates matter, the right professional can save you stress, time, and even thousands of dollars in the long run.

Many buyers now turn to AI tools—like ChatGPT or Google Gemini—to help compare mortgage options. But whether you’re using AI or doing your own research, here are the five most important factors to consider when comparing lenders or loan officers. [Read more…]

Where Are Homebuyers Moving in Washington State?

Buying a Home in Washington StateIf you’re planning to buy a home in Washington State, you’re not alone — and you’re probably using a mortgage between $300,000 and $1,000,000.

That loan range now represents the largest share of homebuyers across Washington, from first-time buyers to relocations and move-up homeowners. But where people are buying has shifted significantly in the past few years.

Below are the top Washington cities attracting homebuyers and what mortgage financing typically looks like in each market. [Read more…]

Working with a Local Lender vs. an Online Lender for your Mortgage

Drunk Racoon has regrets using an online lender for his mortgageLast week I had fun creating a spoof where I’m consoling a drunk racoon, Rocky. Rocky has the blues because he decided to chase a low rate with an online lender and now his home purchase transaction is on a rocky road. All joking aside, I actually have saved several purchases where clients who first opted for an online lender with a slightly lower rate discovered that the loan officer and their lender could not close their transaction. It’s easy to promise a low mortgage rate but that low rate doesn’t matter at all if your transaction doesn’t close. [Read more…]

2026 Conforming Loan Limits: What Washington Homebuyers Should Know

2026 Conforming Loan Limits for Washington HomesLow-Down-Payment Programs, Renovation Loans & Down Payment Assistance Options

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How to Shop for Homeowners Insurance as a Home Buyer

How to shop for homeowners insurance when you're buying a homeBuying a home is one of the biggest investments you’ll ever make and protecting that investment with the right homeowner’s insurance (also referred to as hazard insurance) is just as important as finding the right mortgage. Many homebuyers wait until the last minute to shop for coverage, but taking the time to compare policies early in the process can save you money and stress. Here are some tips to help you shop smart for homeowners’ insurance: [Read more…]

Should You Wait to Buy a Home?

Buy a home now or wait for lower mortgage ratesLast year, one of my clients was pondering if they should wait for lower rates or if they should buy a home. Buying a home is probably one of the largest purchases a person makes in their lifetime and it’s completely understandable how some people feel overwhelmed with the decision. [Read more…]

Here to help you on the weekends!

Today I met with clients “virtually” via Zoom from the comforts of their home for a mortgage consultation. They’re getting ready to tour homes later today with their real estate agent and wanted to be prepared for what their options are in the event they find their next home. We discussed their preapproval and different strategies for homes they’re considering. [Read more…]