Washington State Mortgages, Made Clear. Buying or Refinancing? Let's find the right loan together.
HUD has released the 2026 FHA loan limits for homes located in Washington State. FHA loan limits are set each year and vary by county and by the number of units (1–4 unit homes).
These limits determine the maximum base loan amount you can finance using an FHA-insured mortgage. If your loan amount is higher than the FHA limit for the county where the property is located, you may need a different type of financing (such as a conventional or jumbo loan), or a larger down payment. [Read more…]
Low-Down-Payment Programs, Renovation Loans & Down Payment Assistance Options
FHFA has announced the conforming loan limits for 2025.
High Balance Conforming Limits for King, Pierce and Snohomish Counties
The FHFA has announced the conforming loan limits for 2022. The conforming loan limit for a one-unit property will be $647,200. This is an increase of $98,950 from the 2021 loan limits. Homes located in counties designated as “High Balance”, such as King County, Pierce County and Snohomish County, will have higher loan limits.
Here is a complete list of the 2022 Conforming Loan Limits for homes located in Washington state. [Read more…]
Please click here for current information about FHA mortgages for Washington state homes.
FHA mortgages allow for minimum down payment and do not have income limits. FHA tends to have a little more flexible underwriting than conventional mortgages.
Here is a complete list of the 2021 FHA loan limits for homes located in Washington state: [Read more…]
