FHFA has announced the conforming loan limits for 2025.

• 1 Unit: $806,500
• 2 Unit: $1,032,650
• 3 Unit: $1,248,150
• 4 Unit: $1,551,250

High Balance Conforming Limits for King, Pierce and Snohomish Counties

• 1 Unit: $1,037,300
• 2 Unit: $1,327,950
• 3 Unit: $1,605,200
• 4 Unit: $1,994,850

The FHFA has announced the conforming loan limits for 2022. The conforming loan limit for a one-unit property will be $647,200. This is an increase of $98,950 from the 2021 loan limits. Homes located in counties designated as “High Balance”, such as King County, Pierce County and Snohomish County, will have higher loan limits.

Here is a complete list of the 2022 Conforming Loan Limits for homes located in Washington state. [Read more…]

Conforming loan limits are increasing again this year with the “base” loan limit for a single family home raised to $548,250.

Conforming high balance areas for King, Snohomish and Pierce counties have have higher limits for 2021 as well.

King County, Snohomish County and Pierce County:

• One Unit: $776,250
• Two Unit: $993,750
• Three Unit: $1,201,200
• Four Unit: $1,492,800

Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Island, Jefferson, Kitsap, Kittatas, Klickitat, Lewis, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Skagit, Skamania, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman and Yakima Counties:

• One Unit: $548,250
• Two Unit: $702,000
• Three Unit: $848,500
• Four Unit: $1,054,500

I have been helping people refinance and buy homes in Washington state since 2000 at Mortgage Master Service Corporation. If I can help you with your mortgage needs, please contact me.