The Mortgage Porter Weekly – Mortgage Rates and More

January 5, 2026 by Leave a Comment

Episode 1 of 2026: What Moves Mortgage Rates & What to Watch Next

Welcome to the first episode of The Mortgage Porter – Mortgage Rates and More for 2026.

As we begin the new year, this week’s update focuses on one of the most common — and important — questions for homebuyers and homeowners alike: what causes mortgage interest rates to move.

I also share where mortgage rates are currently sitting, how they’re trending, which upcoming economic reports can move the market, and important updates on homebuyer education for the weeks ahead.

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5 Tips to Know if You Have a Good Mortgage Rate Quote

January 4, 2026 by Leave a Comment

Is your mortgage rate good When you’re buying a home or refinancing in Seattle, Bellevue, Kirkland, Redmond, Tacoma, or anywhere in Washington State, receiving a mortgage quote can feel both exciting and overwhelming. It’s tempting to focus on the interest rate alone—but a truly good mortgage rate quote is about much more than one number.

Here are five key tips to help homebuyers and homeowners determine whether a mortgage quote is genuinely good—or just looks good at first glance. [Read more…]

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The Mortgage Porter – Mortgage Rates and More for December 29, 2025

December 29, 2025 by Leave a Comment

Wrapping Up 2025 and Looking Ahead to 2026

Welcome to the final episode of The Mortgage Porter – Mortgage Rates and More for 2025.

As we close out the year, I wanted to take a few minutes to reflect on where mortgage rates have been in 2025, where they appear to be trending, and what industry experts are forecasting for 2026. I also share a few important updates around holiday market closures, upcoming homebuyer education, and what to expect in the new year.
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Filed Under: Interest Rates, Video Tagged With: , ,

Mortgage Rate Predictions for 2026: What Washington Homebuyers & Homeowners Should Know

December 28, 2025 by Leave a Comment

Mortgage Rate Forecast for 2026Mortgage rates continue to be one of the most talked-about topics for homebuyers and homeowners across Washington State. Whether you’re hoping to buy your first home, move up, or refinance, it’s natural to wonder: where are mortgage rates headed in 2026?

While no forecast is guaranteed, several respected housing and mortgage organizations regularly publish outlooks that can help set realistic expectations. Below is a Washington-focused look at what groups like the Mortgage Bankers Association, Freddie Mac, Fannie Mae, and Zillow are projecting — and what it could mean for buyers and homeowners here in the Pacific Northwest. [Read more…]

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Mortgage Rate Update for the Week of December 22, 2025

December 22, 2025 by Leave a Comment

It’s a BIG holiday week and I am postponing this week’s episode of the Mortgage Porter Mortgage Rate Update until next Monday.

Mortgage rates are still in a fairly tight range as you can see from Optimal Blues Mortgage Market Index which is based on mortgage rates that were locked on December 19,2025 by lenders who use Optimal Blue for their pricing/locking platform. [Read more…]

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Mortgage Rate Update for the Week of December 15, 2025

December 15, 2025 by Leave a Comment

This week’s episode of The Mortgage Porter – Mortgage Rates and More!

Learn what may impact mortgage rates this week, including two months of the backlogged BLS Jobs Report and more!

If you’re thinking about buying, selling or refinancing your home, I’m happy to help you!

Filed Under: Interest Rates

Freddie Mac PMMS Shows Mortgage Rates in Tight Range

December 11, 2025 by Leave a Comment

Freddie Mac released the PMMS (Prime Mortgage Market Survey) today showing that mortgage rates for the 30-year fixed averaged 6.22% last week.  Really, the best use of Freddie’s survey is to show how mortgage rates are trending because you can’t lock in last week’s rate UNLESS they just happen to be the very same rate as what’s available to you at the moment you’re ready, willing and able to lock. [Read more…]

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Mortgage Rates, FOMC Preview, 2026 VA Loan Limits & Homebuyer Workshop Reminder

December 8, 2025 by Leave a Comment

Welcome to this week’s edition of The Mortgage Porter Weekly, where I break down what’s happening in the mortgage and housing markets and what it means for homebuyers, homeowners, and real estate professionals.

Current Mortgage Rates

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Filed Under: Interest Rates, The Fed - FOMC, VA Mortgage Loans, Video Tagged With: , ,
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