If you’re thinking about buying a home, your credit is one of the first places most lenders will look—and it can have a bigger impact than many people realize. Credit doesn’t just affect whether you qualify. It can influence your interest rate, monthly payment, insurance premiums, and even how much home you can afford.
In this second workshop in my Home Buyer Workshop Series, we focus on how credit works in the mortgage process, what impacts your score the most, and the common “common sense” actions that can accidentally hurt your credit when you’re preparing to buy.
Fannie Mae (conventional lending) recently changed their underwriting guidelines to no longer factor in credit scores for underwriting approval!
I’m excited to share some important and timely news that’s poised to make your homebuying experience smoother, less stressful, and more private. If you’re a long time reader of The Mortgage Porter, you know that I have 
In today’s digital world, protecting your personal and financial information is more important than ever. One of the most effective ways to safeguard yourself against identity theft and fraudulent activity is by freezing your credit. Whether you’re 
Twas the season of spending with American’s splurging over $1100 on gifts this holiday season. Credit card interest rates average around 24% with 
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