Homebuyer Workshop: From Offer Accepted to Closing Day

Homebuyer Workshop Webinar Washington State Your Offer Was Accepted — Now What?
Join Me for a LIVE Homebuyer Workshop on April 29th

Grab your lunch and your laptop — we’re wrapping up the Homebuyer Workshop Series with our final class, and it’s a big one.

Most first-time buyers feel pretty confident once their offer is accepted. And then the emails start. Documents to sign. People you’ve never heard of asking for things. Deadlines you didn’t know existed. A closing date that suddenly feels very close.

If that sounds stressful — it doesn’t have to be. That’s exactly what this class is for.

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First-Time Home Buyer Programs: Your Guide to Buying a Home in Washington State

first time homebuyer programs in washington state First-Time Home Buyer Programs: Your Guide to Buying a Home in Washington State

Buying your first home can feel overwhelming—especially in a competitive market like Washington State. Between rising home prices, headlines about interest rates, and confusing mortgage terms, many first-time buyers wonder: Is homeownership even possible right now?

The good news? There are several first-time home buyer programs designed to make buying a home more accessible and affordable—often with low down payments, flexible credit guidelines, and even down payment assistance.

As a mortgage advisor with over 25 years of experience helping first-time buyers, I’m here to break down the most common programs, how they work, and how to decide which one may be right for you. [Read more…]

Mortgage Qualifying: Your Income, Job, and Debts: Workshop Replay!

Mortgage Qualifying: Your Income, Job, and Debts Workshop

How lenders determine what you qualify for—and how to prepare

One of the most common questions I hear from home buyers is:
“How do lenders decide how much I qualify for?”

In this workshop replay from my Home Buying Workshop Series, we break down the basics of mortgage qualifying—specifically how lenders review your income, employment, and monthly debts to determine what payment, loan amount, and home price may be realistic for you.

Understanding these basics early can help you avoid surprises, make better decisions, and feel more confident when you’re ready to buy.


Watch the Workshop Replay

This workshop is especially helpful if you: [Read more…]

Getting Started with Homeownership: Watch the First Home Buyer Workshop (REPLAY)

Homebuyer Workshop Rhonda Porter MortgageBuying a home is a big milestone—and for many people, it’s also one of the most confusing financial decisions they’ll ever make. If you’re thinking about buying a home but aren’t sure where to start, you’re not alone.

That’s exactly why I created the Home Buyer Workshop Series, beginning with Getting Started with Homeownership. This first class is designed to give you a clear, practical overview of the home buying process—without pressure, sales tactics, or assumptions about where you are in your journey.


Watch the Getting Started with Homeownership Workshop

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Buying a Starter Home in Washington State: What First-Time Buyers Need to Know

buying a starter homeBuying your first home is one of the most significant financial decisions you’ll make — and one of the most rewarding. A starter home is typically the first step on the path to building real equity, and in Washington State there are more options to get there than most first-time buyers realize.

When I bought my first home, I ended up in a small rambler in Northeast Tacoma — FHA loan, 3.5% down, and a brutal commute to downtown Seattle. But I was so proud to own something. We only lived there about two years before appreciation gave us enough equity to move up to our next home. That’s how starter homes work — and it’s why I believe so strongly in helping first-time buyers get into the market even when it feels out of reach.

Here’s what you need to know about loan programs, down payments, credit, and how to position yourself to compete in today’s market. [Read more…]