Fancy Wedding or New Home?

The Seattle Times recently published an article on how expense weddings are becoming in the greater Seattle area and how some couples are opting for simpler ceremonies. The article quotes an average cost for a wedding, according to a local wedding planner of being $58,000. As a mortgage professional, it’s jaw dropping to me that people spend this amount of money instead of buying a home or saving for retirement. I understand that this is an incredibly important time in a person’s life and a celebration to remember…but once the honeymoon is over, you have beautiful memories and a gorgeous photo album.

What if instead most of those funds were used to buy a home that will most likely appreciate in value creating future financial security? [Read more…]

Mortgage Interest Rate Update for July 14 2025

We have inflation in the news this week! For current rates based on your personal scenario, please contact me! 

Mortgage Rate Update for the Week of July 6, 2026

Mortgage rates have been trending lower!

Help for Seniors Being Priced Out of their Homes

I was in a neighborhood group on Facebook where someone was sharing that they were having to sell their home that had been in the family for generations. They can no longer afford living in the Seattle area and had made the difficult decision to move their family. If you’re 62 or better, you may not have to sell your home to create a more affordable lifestyle. [Read more…]

Mortgage Rate Update for the Week of June 2, 2025

It’s the first week of June and that means we have the Jobs Report being unleashed on Friday along with other employment data this week. Check out my weekly Mortgage Rate Update to learn how this and what else may impact mortgage interest rates this week.

 

Fannie Mae’s Upbeat Mortgage Rate Forecast with Rates in the 5s!

Fannie Mae recently released their monthly forecast for housing. May’s forecast predicts 30 year fixed conforming mortgage rates with rates entering the 5% range in the second quarter of 2026.

While hearing that the 30-year fixed rate might hit the 5% range next year is music to many ears, there are some things I would keep in mind. For starters, the rates are NOT guaranteed – it’s just a forecast… although I’d rather see a forecast with mortgage interest rates trending lower instead of rates pushing higher. 😉 [Read more…]

Celebrating my 25 Years in the Mortgage Industry

25 years ago, I left my career in the title and escrow career to become a mortgage loan officer. I announced it on April fools day to the real estate agents that I was no longer going to be their title rep and that I was making the move to the mortgage side. Many were shocked as I had been in the title industry for 14 years and was pretty established. It was a big move! [Read more…]

In Memory of Jim Reppond

Jim Reppond passed away on November 11, 2024. I was so saddened and surprised to learn about this and I just think that I haven’t been ready to accept it. Jim had met me for lunch a couple of months earlier in Seattle and I’m so glad we took the time to catch up. It would be our last conversation. [Read more…]