Happy Thanksgiving

In the spirit of “throw back Thursday”, I thought I’d share a vintage photo of my Dad’s family. I doubt it was Thanksgiving, however it appears they were probably going to enjoy a feast of fresh salmon.

2015-07-30 20.06.54

My Dad is the young boy in the middle and my Grandpa Ray is the first gentleman on the left and next to him, is my Grandma Marian. I believe the home is in Renton…not sure if the home is my grandparents or the couple next to them.

Happy Thanksgiving from my family to yours!


2016 Conforming Loan Limits for Washington State Mortgages

MortgageConforming loan limits for homes in King County, Snohomish County and Pierce County received a boost with the high balance conforming loan limits of $23,000 for single family dwellings.

All other counties in Washington state will have 2015 conforming loan limits.

King County, Snohomish County and Pierce County:

  • One Unit: $540,500
  • Two Unit: $691,950
  • Three Unit: $836,400
  • Four Unit: $1,039,450

San Juan County:

  • One Unit: $483,000
  • Two Unit: $618,300
  • Three Unit: $747,400
  • Four Unit: $928,850

Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Island, Jefferson, Kitsap, Kittatas, Klickitat, Lewis, Mason, Okanogan, Pacific, Pend Oreille, Skagit, Skamania, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman and Yakima Counties:

  • One Unit: $417,000
  • Two Unit: $533,850
  • Three Unit: $645,300
  • Four Unit: $801,950

I have been helping people refinance and buy homes in Washington state since 2000 at Mortgage Master Service Corporation. If I can help ou with your mortgage needs, please contact me.

NHF limits Grant Amounts based on Credit Scores

2013-03-07_0746The National Home Buyers Fund (NHF) recently made changes as to how much grant funds a home buyer may be eligible for.  The grant funds are available to help qualified home buyers with funds for closing cost and down payment. Unlike other forms of down payment assistance, grant funds are not repaid by the home buyer – it’s kind of like a gift from a rich uncle or aunt that you didn’t know you had. :)  You can learn more about the NHF Grant program by clicking here.

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What May Impact Mortgage Rates this week: November 23, 2015

OLYMPUS DIGITAL CAMERAThis is a very short week stuffed with economic indicators that may impact the direction of mortgage interest rates.

The markets will be closed on Thursday for Thanksgiving and will close early on Friday.

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DIY Penny Floor: Week Three

My husband and I are starting week three of installing a penny floor in our West Seattle home. Boy oh boy…I wish the room was a bit smaller!!! However, I’m pleased to say that I think we are almost 50% down with the penny installation.

penny floor nov 21

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What May Impact Mortgage Rates this week: November 16, 2015

mortgageporter-economyI am so saddened by the events that have taken place in Paris and Beriut last week. Our hearts, prayers and thoughts are with the innocent people who were injured or lost their lives and to their families.

World events such as this may influence the direction of mortgage rates as traders may seek out the safety found in bonds, like mortgage backed securities. Tragic events may cause mortgage rates to lower.

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DIY Penny Floor: Week Two

We are on the second week of our penny project. I am now referring to that ginormous 10 x 13 foot room as the pennytentiary. I must admit, I love seeing how it’s evolving and I will be happy beyond words when this project is DONE! :)

Since my last post about the penny floor, we finished gluing the compass.

2015-11-08 15.19.03

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HUD temporarily eases approval process for Condos

iStock_000061440694_MediumHUD is easing the requirements for condo approvals for a limited time. This is a great opportunity for home owner associations to submit their condo for HUD approval so that units in the condominium may be eligible for FHA financing.

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