Washington State Mortgages, Made Clear. Buying or Refinancing? Let's find the right loan together.
This is a companion piece to my post on 10 Questions You Should Ask a Loan Officer Before Working with Them. That post covers what to ask me. This one covers what I’ll be asking you — and why.
Once you’ve chosen a loan officer, the process shifts — now you’re the one answering questions. If it feels like a lot, that’s normal. Good underwriting is thorough because it protects you from closing on a loan you can’t comfortably sustain, not because anyone’s trying to trip you up. [Read more…]
Choosing a loan officer is one of the most important decisions you’ll make when buying or refinancing a home. In markets like Seattle, Bellevue, Kirkland, Redmond, Tacoma, and throughout Washington State, the right mortgage professional can help your loan close smoothly — and the wrong one can cause delays, stress, or even cost you the home.
I’ve been originating mortgages in Washington since April 2000, and before that, I spent 14 years in the title and escrow industry. That background shapes how I answer these questions myself — and it’s exactly the kind of thing you should be listening for when you interview a loan officer. Here are the 10 questions I’d ask, and what a strong answer actually sounds like. [Read more…]
