Corporate Homeownership: How WA State Senate Bill 5580 and Trump’s Proposal Could Impact Homebuyers

January 8, 2026 by Leave a Comment

affordable housing washington stateHousing affordability continues to be one of the biggest concerns for homebuyers across Seattle, King County, and the greater Puget Sound region. As prices remain high and inventory tight, both state and national leaders are focusing more attention on the role corporations and large investors play in the housing market.

Two recent developments highlight this growing focus: Washington State Senate Bill 5580 and a national proposal announced by Donald Trump via Truth Social last night.

While these efforts take very different approaches, they reflect a shared concern about how large-scale investors may be affecting access to homeownership. [Read more…]

Filed Under: Affordable Home Strategies, Politics Tagged With: ,

The Mortgage Porter Weekly – Mortgage Rates and More

January 5, 2026 by Leave a Comment

Episode 1 of 2026: What Moves Mortgage Rates & What to Watch Next

Welcome to the first episode of The Mortgage Porter – Mortgage Rates and More for 2026.

As we begin the new year, this week’s update focuses on one of the most common — and important — questions for homebuyers and homeowners alike: what causes mortgage interest rates to move.

I also share where mortgage rates are currently sitting, how they’re trending, which upcoming economic reports can move the market, and important updates on homebuyer education for the weeks ahead.

[Read more…]

Filed Under: Interest Rates, Politics, Video Tagged With: , , , ,

Mortgage Rates for the Week of October 13, 2025

October 14, 2025 by Leave a Comment

We are going on 14 days with the government shutdown. How does the shutdown impact obtaining a mortgage for a purchase or a refi? Is it impacting mortgage rates? Check out the latest episode of The Mortgage Porter.

Filed Under: Interest Rates, Politics Tagged With: , ,

Mortgage Rate Update for the Week of October 6, 2025

October 6, 2025 by Leave a Comment


What??? No Jobs Report last Friday because of the government shut-down? What did mortgage interest rates do? Check out the latest on The Mortgage Porter.

Filed Under: Interest Rates, Politics Tagged With: , ,

Trigger Leads BANNED!

September 8, 2025 by Leave a Comment

Last Friday, something I have been writing about for years finally happened. Trigger leads have been banned!

The bipartisan Homebuyers Privacy Protection Act (H.R. 2808) is now official. The law doesn’t go into effect until March of next year… so unless you protect yourself and opt-out of being harassed by strange loan officers or I mean, loan officers who are strangers, you will still feel very popular after having your credit pulled.

Honestly, even after this goes into effect, I still recommend protecting your credit by following these steps.

Of course, if you’re thinking about buying or refinancing your home, I am happy to help you!

Filed Under: Credit Scores and Reporting, Legislation, Politics, Uncategorized Tagged With: , ,

A Win for Borrower Privacy: What the New Trigger Leads Bill Means for You

August 20, 2025 by Leave a Comment

I’m excited to share some important and timely news that’s poised to make your homebuying experience smoother, less stressful, and more private. If you’re a long time reader of The Mortgage Porter, you know that I have a huge beef with trigger leads with the articles I’ve written. Let me break down the latest developments around the Homebuyers Privacy Protection Act (H.R. 2808)—also known as the “Trigger Leads” bill—and explain exactly what it means for you. [Read more…]

Filed Under: Credit Scores and Reporting, Legislation, Politics Tagged With: ,

Mortgage Interest Rate Update for the Week of February 3, 2025

February 3, 2025 by Leave a Comment

We have jobs data this week and we have Trump’s tariffs potentially impacting mortgage rates. In this episode, I share how loan level price adjustments are used to determine mortgage rates. Check out all this and more in my weekly update!

Filed Under: Economy, Interest Rates, Politics Tagged With: , , ,

Mortgage Rate Update for the Week of January 27, 2025

January 27, 2025 by Leave a Comment

Tariffs, Trade Wars, China’s AI and then… we have our scheduled economic data that may impact rates this week, including the wrap up of the 2-day FOMC meeting on Wednesday. Check out my latest video to learn where rates are and more!

By the way, if you or someone you know are wanting to buy a home, refinance or have been turned down for a mortgage, please contact me! I’m happy to help.

Filed Under: Interest Rates, Politics Tagged With: , , ,
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