Don’t be naughty to your preapproval status over the holidays

iStock_000004639657XSmall[1]If you are currently preappoved for a mortgage to buy a home or are considering getting a mortgage in the New Year, what you do now with regards to your credit and income may impact your preapproval status.

A mortgage preapproval is based on information provided at the time of the pre-application. It is only valid assuming that the information provided at that time has not changed. You may not be aware that you’ve done something that may have jeopardized your preapproval until a month or two later when you’re getting ready to make an offer on a home and then learn you’ve been Scrooged.

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What May Impact Mortgage Rates this Week: October 13, 2014 – Mortgage Rates are LOWER

mortgageporter-economyHappy Columbus Day from Seattle – oh snap, I mean Happy Indigenous People’s Day. Regardless of which holiday you chose to celebrate, today is a Federal holiday and many offices are closed, including recording offices (no closings will be taking place today). Our office is open and I’m happy to help you with your mortgage needs. As today is a holiday, markets are closed. Here are some of the economic indicators scheduled to be released the rest of this week:

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Where to Watch Fire Works in the Pacific Northwest this Independence Day

Here is an alphabetical list of local communities that are celebrating Independence Day on July 4th.

Anacortes from 10:00 am to 11:00 pm at Fidalgo Bay

Auburn from 11:00 am to 4:00 pm at Les Gove Park

Bellevue from 2:00 pm to 10:30 pm at Bellevue Downtown Park

Burien has a parade beginning at 3:00 pm in downtown Burien

Carnation is celebrating all day in downtown Carnation

Des Moines from 5:30 pm to 11:00 pm at the Des Moines Marina

Edmonds from 10:00 am to 10:30 pm in downtown Edmonds

Enumclaw from noon to 10:30 pm in downtown Enumclaw

Everett from 11:00 am to 11:00 pm at Legion Memorial Park

Federal Way from 6:00 pm to 11:00 pm at Celebration Park

Kent from noon to 11:00 pm at Lake Meridian Park

Kirkland from 10:oo am to 11:00 pm at Marina Park

Maple Valley from 4:00 pm to 10:15 pm at Lake Wilderness Park

Puyallup’s annual City Blast at the Puyallup Fairgrounds has been cancelled for 2013 – bummer!

Renton from noon to 11:00 pm at Gene Coulon Park

Seattle from noon to 11:00 pm at Gasworks Park

Tacoma from 10:00 am to 10:30 pm at Ruston Way Waterfront

Tukwila from 4:00 pm to 11:00 pm at Fort Dent Park

You can download a list of the above events by clicking here.

PS: Poulsbo begins their celebration tonight on July 3rd from noon to 11:00 pm at Liberty Bay.  This is one of my husband’s favorite Independence Day celebrations!

Mortgage Master Service Corporation will be closing at 3:00 pm today and will re-open for business as usual on Friday, July 5, 2013.

From our family to yours, I hope you have a safe and fun Independence Day!