Happy New Year!
Happy Holidays and Merry Christmas from The Mortgage Porter
As the year comes to a close, I want to take a moment to wish you and your loved ones a very Merry Christmas and a joyful holiday season.
This time of year is a reminder to slow down, reflect, and appreciate what matters most — home, family, friends, and the sense of comfort and security that comes from having a place to call your own. [Read more…]
Mortgage Rate Update for the Week of December 22, 2025
It’s a BIG holiday week and I am postponing this week’s episode of the Mortgage Porter Mortgage Rate Update until next Monday.
Mortgage rates are still in a fairly tight range as you can see from Optimal Blues Mortgage Market Index which is based on mortgage rates that were locked on December 19,2025 by lenders who use Optimal Blue for their pricing/locking platform. [Read more…]
Black Friday Savings… But Make It Long-Term!
Did you know the biggest savings this season might not be in your shopping cart?
Black Friday is a great reminder to look for deals—and one of the smartest “deals” you can snag is refinancing your mortgage.
If you’ve been curious about lowering your rate, reducing your payment, or tapping equity for home improvements or debt consolidation, now is the perfect time to explore your options.
Avoid being naughty to your mortgage preapproval
‘Tis the season to spend, spend, spend give. I love this time of year and I admit that it can be hard for me to not splurge a bit. Overspending doesn’t have to be in the form of extra presents under the tree, it could be getting together with family and friends at a restaurant – or even cooking up something extra special at home. There are endless ways to spend your hard earned cash this time of year whether it’s your savings or using a credit card.
If you’re thinking about buying a home, refinancing or are in the mortgage process, it can be quite easy to forget about your credit or savings during the holidays. [Read more…]
Don’t be naughty to your preapproval status over the holidays
![iStock_000004639657XSmall[1]](https://i0.wp.com/mortgageporter.com/images/2014/11/iStock_000004639657XSmall1.jpg?ssl=1)
If you are currently preappoved for a mortgage to buy a home or are considering getting a mortgage in the New Year, what you do now with regards to your credit and income may impact your preapproval status.
A mortgage preapproval is based on information provided at the time of the pre-application. It is only valid assuming that the information provided at that time has not changed. You may not be aware that you’ve done something that may have jeopardized your preapproval until a month or two later when you’re getting ready to make an offer on a home and then learn you’ve been Scrooged.
What May Impact Mortgage Rates this Week: October 13, 2014 – Mortgage Rates are LOWER
Happy Columbus Day from Seattle – oh snap, I mean Happy Indigenous People’s Day. Regardless of which holiday you chose to celebrate, today is a Federal holiday and many offices are closed, including recording offices (no closings will be taking place today). Our office is open and I’m happy to help you with your mortgage needs. As today is a holiday, markets are closed. Here are some of the economic indicators scheduled to be released the rest of this week:
Where to Watch Fire Works in the Pacific Northwest this Independence Day
Here is an alphabetical list of local communities that are celebrating Independence Day on July 4th.
Anacortes from 10:00 am to 11:00 pm at Fidalgo Bay
Auburn from 11:00 am to 4:00 pm at Les Gove Park
Bellevue from 2:00 pm to 10:30 pm at Bellevue Downtown Park
Burien has a parade beginning at 3:00 pm in downtown Burien
Carnation is celebrating all day in downtown Carnation
Des Moines from 5:30 pm to 11:00 pm at the Des Moines Marina
Edmonds from 10:00 am to 10:30 pm in downtown Edmonds
Enumclaw from noon to 10:30 pm in downtown Enumclaw
Everett from 11:00 am to 11:00 pm at Legion Memorial Park
Federal Way from 6:00 pm to 11:00 pm at Celebration Park
Kent from noon to 11:00 pm at Lake Meridian Park
Kirkland from 10:oo am to 11:00 pm at Marina Park
Maple Valley from 4:00 pm to 10:15 pm at Lake Wilderness Park
Puyallup’s annual City Blast at the Puyallup Fairgrounds has been cancelled for 2013 – bummer!
Renton from noon to 11:00 pm at Gene Coulon Park
Seattle from noon to 11:00 pm at Gasworks Park
Tacoma from 10:00 am to 10:30 pm at Ruston Way Waterfront
Tukwila from 4:00 pm to 11:00 pm at Fort Dent Park
You can download a list of the above events by clicking here.
PS: Poulsbo begins their celebration tonight on July 3rd from noon to 11:00 pm at Liberty Bay. This is one of my husband’s favorite Independence Day celebrations!
Mortgage Master Service Corporation will be closing at 3:00 pm today and will re-open for business as usual on Friday, July 5, 2013.
From our family to yours, I hope you have a safe and fun Independence Day!
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