Happy New Year from Camano Island, Washington!
Happy Holidays and Merry Christmas from The Mortgage Porter
As the year comes to a close, I want to take a moment to wish you and your loved ones a very Merry Christmas and a joyful holiday season.
This time of year is a reminder to slow down, reflect, and appreciate what matters most — home, family, friends, and the sense of comfort and security that comes from having a place to call your own. [Read more…]
Mortgage Rate Update for the Week of December 22, 2025
It’s a BIG holiday week and I am postponing this week’s episode of the Mortgage Porter Mortgage Rate Update until next Monday.
Mortgage rates are still in a fairly tight range as you can see from Optimal Blues Mortgage Market Index which is based on mortgage rates that were locked on December 19,2025 by lenders who use Optimal Blue for their pricing/locking platform. [Read more…]
Black Friday Savings… But Make It Long-Term!
Did you know the biggest savings this season might not be in your shopping cart?
Black Friday is a great reminder to look for deals—and one of the smartest “deals” you can snag is refinancing your mortgage.
If you’ve been curious about lowering your rate, reducing your payment, or tapping equity for home improvements or debt consolidation, now is the perfect time to explore your options.
Avoid being naughty to your mortgage preapproval
‘Tis the season to spend, spend, spend give. I love this time of year and I admit that it can be hard for me to not splurge a bit. Overspending doesn’t have to be in the form of extra presents under the tree, it could be getting together with family and friends at a restaurant – or even cooking up something extra special at home. There are endless ways to spend your hard earned cash this time of year whether it’s your savings or using a credit card.
If you’re thinking about buying a home, refinancing or are in the mortgage process, it can be quite easy to forget about your credit or savings during the holidays. [Read more…]
