Washington State Mortgages, Made Clear. Buying or Refinancing? Let's find the right loan together.
Most loan officers do the same thing the moment you reach out: they ask for your income, pull your credit, and hand you a rate quote. Sometimes they skip even that and just send you an application link.
I do something different first — and after 25 years in the mortgage business, I believe it makes all the difference. [Read more…]
Choosing a loan officer is one of the most important decisions you’ll make when buying or refinancing a home. In markets like Seattle, Bellevue, Kirkland, Redmond, Tacoma, and throughout Washington State, the right mortgage professional can help your loan close smoothly—and the wrong one can cause delays, stress, or even cost you the home.
Before committing to a lender, here are 10 essential questions you should ask any loan officer to make sure they’re the right fit for you.
As you prepare, consider these 10 questions for a loan officer to ensure you’re making an informed decision. [Read more…]
If you’re planning to buy a home in Washington State, you’re not alone — and you’re probably using a mortgage between $300,000 and $1,000,000.
That loan range now represents the largest share of homebuyers across Washington, from first-time buyers to relocations and move-up homeowners. But where people are buying has shifted significantly in the past few years.
Below are the top Washington cities attracting homebuyers and what mortgage financing typically looks like in each market. [Read more…]
If you’re waiting for home prices to come down or interest rates to improve a bit more; I hope you’ll read an article recently penned by David Stevens: A Reminder: Home Prices Always Rise Over Time | LinkedIn
David has an extensive background in the mortgage industry, including serving as the Assistant Secretary of Housing and Federal Housing Commissioner for the United States Department of Housing and Urban Development (HUD). [Read more…]
If you have been thinking about buying a home this spring, you’re not alone. Experts predict there is quite a bit of pent-up demand following the recent sellers’ market and higher interest rates. Many homebuyers have been waiting patiently for a cooler market with lower interest rates…the key word here is MANY. It’s not anticipated that we will see a flood of new listings as homeowners who currently have extremely low mortgage interest rates seem to be less likely to want to sell and lose the rate. As people start to list their homes in the new year, and more buyers get off the fence, we could see housing prices push higher or at the very least, stay the same as the demand for homes is still strong. [Read more…]
