10 Questions You Should Ask a Loan Officer Before Working with Them

10 Questions to ask a loan officerChoosing a loan officer is one of the most important decisions you’ll make when buying or refinancing a home. In markets like Seattle, Bellevue, Kirkland, Redmond, Tacoma, and throughout Washington State, the right mortgage professional can help your loan close smoothly—and the wrong one can cause delays, stress, or even cost you the home.

Before committing to a lender, here are 10 essential questions you should ask any loan officer to make sure they’re the right fit for you.

As you prepare, consider these 10 questions for a loan officer to ensure you’re making an informed decision. [Read more…]

Where Are Homebuyers Moving in Washington State?

Buying a Home in Washington StateIf you’re planning to buy a home in Washington State, you’re not alone — and you’re probably using a mortgage between $300,000 and $1,000,000.

That loan range now represents the largest share of homebuyers across Washington, from first-time buyers to relocations and move-up homeowners. But where people are buying has shifted significantly in the past few years.

Below are the top Washington cities attracting homebuyers and what mortgage financing typically looks like in each market. [Read more…]

Should You Wait to Buy A Home?

If you’ve been considering buying a home or if you’re a real estate agent who is working with clients who are on the fence about buying; please check out my latest resource page: Should You Wait to Buy a Home (mortgageporter.loans) [Read more…]

Should you wait to buy a home or buy now?

Hear me out on my latest video and let me know if I can help you with your mortgage needs.

Ready to explore your home buying options?

I’ve been helping Washington State homebuyers navigate the mortgage process since 2000. No pressure, no jargon — just an honest conversation about what’s possible for you.

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You may not want to wait too long on home prices coming down

why you may not want to wait on home prices coming down If you’re waiting for home prices to come down or interest rates to improve a bit more; I hope you’ll read an article recently penned by David Stevens: A Reminder: Home Prices Always Rise Over Time | LinkedIn

David has an extensive background in the mortgage industry, including serving as the Assistant Secretary of Housing and Federal Housing Commissioner for the United States Department of Housing and Urban Development (HUD). [Read more…]