The Mortgage Porter Weekly: Rates, Tariffs, Remodeling Options & What to Watch Next

In this week’s episode of The Mortgage Porter Weekly, we’re covering several timely topics that are influencing mortgage rates and homeownership decisions right now — from global trade headlines to practical ways homeowners are funding remodels.

If you’re watching rates, thinking about renovating your home, or planning to buy in the near future, here’s a recap of what we discussed.

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How a $200B Push Into Mortgage Bonds Could Impact Mortgage Rates — and Home Prices

lower mortgage ratesWhat Lower Mortgage Rates Could Mean for the Greater Seattle Area

Late yesterday afternoon, Trump posted on social media that he was instructing Fannie Mae and Freddie Mac to significantly increase their purchases of mortgage-backed securities (MBS), with figures being discussed as high as $200 billion.

While details and timing always matter, it’s important to understand how this type of action works, how it can influence mortgage rates nationally, and why the impact can be amplified here in the Greater Seattle housing market. [Read more…]

Corporate Homeownership: How WA State Senate Bill 5580 and Trump’s Proposal Could Impact Homebuyers

affordable housing washington stateHousing affordability continues to be one of the biggest concerns for homebuyers across Seattle, King County, and the greater Puget Sound region. As prices remain high and inventory tight, both state and national leaders are focusing more attention on the role corporations and large investors play in the housing market.

Two recent developments highlight this growing focus: Washington State Senate Bill 5580 and a national proposal announced by Donald Trump via Truth Social last night.

While these efforts take very different approaches, they reflect a shared concern about how large-scale investors may be affecting access to homeownership. [Read more…]

The Mortgage Porter Weekly – Mortgage Rates and More

Episode 1 of 2026: What Moves Mortgage Rates & What to Watch Next

Welcome to the first episode of The Mortgage Porter – Mortgage Rates and More for 2026.

As we begin the new year, this week’s update focuses on one of the most common — and important — questions for homebuyers and homeowners alike: what causes mortgage interest rates to move.

I also share where mortgage rates are currently sitting, how they’re trending, which upcoming economic reports can move the market, and important updates on homebuyer education for the weeks ahead.

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Mortgage Rate Update for the Week of January 27, 2025

Tariffs, Trade Wars, China’s AI and then… we have our scheduled economic data that may impact rates this week, including the wrap up of the 2-day FOMC meeting on Wednesday. Check out my latest video to learn where rates are and more!

By the way, if you or someone you know are wanting to buy a home, refinance or have been turned down for a mortgage, please contact me! I’m happy to help.