It’s Fed Day!

As expected, the Fed has decided to leave the Fed funds rate unchanged, leaving the targeted range between 4.25% and 4.5%. This rate does not directly affect mortgage interest rates, but rather influences the direction of mortgage interest rates (unless you have a home equity line of credit that is based on the prime rate).

What may impact mortgage rates today is the press conference following the Fed rate announcement. Stay tuned!

Mortgage Rate Update for the Week of March 17, 2025

Happy St. Patrick’s Day!

You don’t need the luck of the Irish to have your own pot of gold! Check out my latest Mortgage Rate Update to learn where rates are trending, what may impact mortgage interest rates this week and where you can find your own pot of gold.

Mortgage Rate Update for the Week of March 10, 2025: Tariffs and Trade Wars

Mortgage rates tend to improve when stocks are having a tough day. Check out my latest episode of Mortgage Rate Update to learn more.

Why and How to Freeze Your Credit

In today’s digital world, protecting your personal and financial information is more important than ever. One of the most effective ways to safeguard yourself against identity theft and fraudulent activity is by freezing your credit. Whether you’re applying for a mortgage, planning a big financial move, or simply want to enhance your financial security, understanding how and why to freeze your credit can be a crucial step.

Why Should You Freeze Your Credit?

[Read more…]

Mortgage Rate Update for the Week of March 3, 2025

This week’s episode includes current mortgage rates and where they may be heading, plus a history on home appreciation.

Mortgage Rate Update for the Week of February 24, 2025

Do You need to sell your House before You can buy your next Home?

Many homeowners in our area may be sitting on quite a bit of home equity that they could use to purchase their next home. When it’s not a “buyer’s market”, you may have lower odds of a seller wanting to accept an offer if it’s based on needing to sell and close on an existing home. In order to have your offer accepted, it’s helpful to put forward an attractive offer that will make it easier for the seller to select your offer over others.

Here are some programs that can help! [Read more…]

In Memory of Jim Reppond

Jim Reppond passed away on November 11, 2024. I was so saddened and surprised to learn about this and I just think that I haven’t been ready to accept it. Jim had met me for lunch a couple of months earlier in Seattle and I’m so glad we took the time to catch up. It would be our last conversation. [Read more…]