2026 Conforming Loan Limits: What Washington Homebuyers Should Know

2026 Conforming Loan Limits for Washington HomesLow-Down-Payment Programs, Renovation Loans & Down Payment Assistance Options

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Mortgage Rate Update for the Week of December 1, 2025

What’s impacting mortgage rates this week? Check out my latest episode of The Mortgage Porter.

If you’re thinking about buying a home, refinancing or a reverse mortgage, let’s have a conversation – we can start planning, even if it’s months away.

Black Friday Savings… But Make It Long-Term!

Did you know the biggest savings this season might not be in your shopping cart?

Black Friday is a great reminder to look for deals—and one of the smartest “deals” you can snag is refinancing your mortgage.
If you’ve been curious about lowering your rate, reducing your payment, or tapping equity for home improvements or debt consolidation, now is the perfect time to explore your options.

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2026 Conforming Loan Limits for Homes in Washington State

2026 conforming loan limits for homes in washington state [Read more…]

The Mortgage Porter: Mortgage Rates for the Week of November 24, 2025

This week’s episode of The Mortgage Porter reviews current mortgage rates and what may impact rates this short holiday week. Plus, we review recent changes to Fannie Mae’s guidelines that removes the minimum credit score requirement of 620.

If you or anyone you know are thinking about buying or refinancing a home, I am happy to help! Feel free to contact me to review your scenario.

Turned down for a Mortgage Because of Credit Scores? New Guidelines May Help You!

No minimum credit score required for mortgage loanFannie Mae (conventional lending) recently changed their underwriting guidelines to no longer factor in credit scores for underwriting approval!

Before this guideline change, borrowers needed to have a mid-score of at least 620 to qualify for a conventional mortgage. Scores below 620 could mean that someone may have to opt for an FHA mortgage, which has both upfront and monthly mortgage insurance regardless of the amount of down payment or equity with the property. [Read more…]

The Mortgage Report Weekly: Mortgage Rate Update for the Week of November 17, 2025

We (finally) have the BLS Jobs Report coming out this week. Will this impact the direction of mortgage rates if the report is for September? 
Check out this and more in this week’s episode.

If you’re thinking about buying or refinancing a home, let’s talk!

Homebuyer Workshop: From Prequalification to Making an Offer

from Prequalifying to Making an Offer Homebuyer Class
Our homebuyer workshop series continues on December 3, 2025 from noon to 1pm Seattle-time. This workshop will take you from getting prequalified to preapproved and pre-underwritten stages of the home buying process. [Read more…]