Free Virtual Workshop: How Much Money Do You Need to Buy a Home?

Buying a home takes more than just a down payment — but how much do you really need? In this quick and informative session, you’ll learn exactly what goes into your total “cash to close,” including down payment options, closing costs, and other upfront expenses.

You’ll walk away with a clear understanding of:
✅ How much money you actually need to buy a home
✅ Low down payment loan options (you don’t always need 20%)
✅ What closing costs and prepaids cover
✅ Tips and strategies for saving for your down payment
✅ How gift funds or wedding gifts can help

Whether you’re planning to buy soon or just starting to save, this class will help you create a realistic plan to reach your homeownership goals.

🕓 Duration: 1 hour
📍 Location: Zoom (link provided after registration). Register here or by scanning QR code above.
🎓 Who it’s for: First-time and repeat buyers who want to understand what it really costs to buy a home

The Mortgage Porter – Mortgage Rates for the Week of October 20, 2025

This week’s episode shows mortgage rates trending lower and we go over 10 different factors that impact how a mortgage interest rate is priced.

Mortgage Rates for the Week of October 13, 2025

We are going on 14 days with the government shutdown. How does the shutdown impact obtaining a mortgage for a purchase or a refi? Is it impacting mortgage rates? Check out the latest episode of The Mortgage Porter.

Mortgage Rate Update for the Week of October 6, 2025


What??? No Jobs Report last Friday because of the government shut-down? What did mortgage interest rates do? Check out the latest on The Mortgage Porter.

Your Credit and Buying a Home Workshop: Homebuyers Workshop Series


Our first workshop was a lot of fun, and we covered quite a bit – if you would like access to “Getting Started with Homeownership” please reach out to me. [Read more…]

Mortgage Rate Update for the Week of September 29, 2025

This week, we could have a government shutdown, and we have jobs data which has moved mortgage rates the last few months. Check out this episode of The Mortgage Porter Weekly for more details!

Homebuyer Workshops starting on Wednesday, October 1st


Our first homebuyer workshop is this Wednesday, October 1st from noon to 1:00 pm Seattle time. I have been teaching homebuyer classes since 2014 and it’s something that I truly enjoy doing. [Read more…]

Common Mortgage Abbreviations

There are so many abbreviations and acronyms in the mortgage process. As mortgage professionals, we’re so used to hearing these terms that some of us may not realize that not everyone may be aware what a DTI, AUS or MBS means.

Here’s a list of common mortgage abbreviations you may find useful. I’m sure I’ll be updating this as I come along other often used abbreviations. 🤓

By the way, if your mortgage professional talks in a language that’s difficult to understand, ask them to explain or maybe, find a different mortgage professional. I strongly believe that you should be able to make informed decisions about what is probably your largest debt on your greatest asset (your home) and your mortgage professional should be assisting in providing clarity.

[Read more…]