The Fed - FOMC - The Mortgage Porter

It’s Fed Day!

January 28, 2026 by Rhonda Porter Leave a Comment

Today is “Fed Day” when the FOMC wraps up their two-day meeting and announce if there will be any changes to the Fed Funds rate.

Markets are widely expecting that there will be no change to the rate today. This will be announced at 11:00 Seattle time.

Remember, mortgage rates are not directly impacted by the Fed Funds rate (except for home equity lines of credit that follow the prime rate).

Mortgage interest rates do and will react to what the Fed’s actions and statements are today as mortgage rates are based bonds (mortgage-backed securities).

If you would like to have current mortgage rates based on your personal scenario, please contact me – no credit pull required!

Filed Under: The Fed - FOMC Tagged With: fed funds rate, fomc, the Fed

Mortgage Rates, FOMC Preview, 2026 VA Loan Limits & Homebuyer Workshop Reminder

December 8, 2025 by Rhonda Porter Leave a Comment

Welcome to this week’s edition of The Mortgage Porter Weekly, where I break down what’s happening in the mortgage and housing markets and what it means for homebuyers, homeowners, and real estate professionals.

Current Mortgage Rates

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Filed Under: Interest Rates, The Fed - FOMC, VA Mortgage Loans, Video Tagged With: mortgage rates, the Fed, va loan limits

The Mortgage Porter Weekly: November 3, 2025

November 3, 2025 by Rhonda Porter Leave a Comment

How are mortgage rates doing following the Fed rate drop last week and what’s on the calendar this week that could influence the direction of mortgage rates? Check out my latest episode of The Mortgage Porter!

If you would like to see current rates based on your personal financial scenario, I’m happy to provide you with a no-hassle mortgage interest rate quote!

Filed Under: Economy, Interest Rates, The Fed - FOMC, Video Tagged With: economy, jobs report, mortgage rates, refi, the Fed

Fed Drops Funds Rate a Quarter Point

October 29, 2025 by Rhonda Porter Leave a Comment

The Fed cut rates to the Funds Rate by 25 basis points today, as expected. Although the Fed Funds rate is lower, mortgage rates are actually moving higher as I’m writing this. Mortgage rates are NOT controlled by the Fed.

Mortgage-backed securities are down about 32 basis points.

Filed Under: Interest Rates, The Fed - FOMC Tagged With: interest rates, the Fed

The Mortgage Porter Weekly Mortgage Rate Update for September 22, 2025

September 22, 2025 by Rhonda Porter Leave a Comment

How are mortgage rates fairing following last week’s Fed meeting and quarter point rate reduction to the Fed funds rate and what may impact the direction of mortgage rates this week?

Check out my latest episode of The Mortgage Porter Weekly.

For current mortgage rates based on your personal scenario, please reach out to me!