I’ve been helping people buy homes in Seattle for over 25 years. The market has gone through a lot of cycles — but some things stay constant. Seattle is competitive, prices are high relative to the rest of Washington, and the buyers who succeed are usually the ones who did their homework before they ever made an offer.
What You Should Know Before Co-Signing a Mortgage or Large Loan
April 17, 2026 by Leave a Comment
Someone you care about — a child, sibling, parent, or close friend — needs help qualifying for a mortgage or large loan. They’ve asked you to co-sign. You want to help, so you say yes.
Before you do, make sure you understand exactly what you’re agreeing to. Co-signing is not a formality. It’s a full financial commitment, and it can have real consequences for your credit, your finances, and your own ability to buy or refinance a home.
Here’s what every co-signer — and every borrower asking for one — should know. [Read more…]
Medical Professional Mortgage Program – The Doctors Loan
December 17, 2025 by Leave a Comment
100% Financing | No Mortgage Insurance | Loan Amounts Up to $2 Million
I’m pleased to announce a new mortgage program designed specifically for medical professionals. This program recognizes the unique financial profile of doctors — including high student loan balances, strong earning potential, and career stability — and offers flexible financing that traditional loan programs often don’t.
Whether you’re early in your medical career or well established, this program is built to make homeownership more accessible without requiring a large down payment or private mortgage insurance. [Read more…]
The 50 Year Mortgage Idea
November 10, 2025 by Leave a Comment
Over the weekend, the administration bounced the idea of having a 50-year mortgage. This was followed up by the FHFA director, Bill Pulte, stating that they are working on a plan. The reactions to this announcement are across the board with some embracing it as the miracle that will help create more affordability to others viewing it as a subprime product. Mortgage originators have been quick to post rates comparing 50 year mortgage to what may be available with a 30-year. Even if this product becomes available, in my opinion, it’s highly unlikely a 50-year amortized mortgage will have the same rate as a 30-year fixed. Just look at how mortgage rates are priced when you compare a 30-year to a 15-year amortized mortgage. Click here for current mortgage rates for your personal scenario. [Read more…]
Common Mortgage Abbreviations
September 26, 2025 by Leave a Comment
There are so many abbreviations and acronyms in the mortgage process. As mortgage professionals, we’re so used to hearing these terms that some of us may not realize that not everyone may be aware what a DTI, AUS or MBS means.
Here’s a list of common mortgage abbreviations you may find useful. I’m sure I’ll be updating this as I come along other often used abbreviations. 🤓
Understanding Common Mortgage Abbreviations
By the way, if your mortgage professional talks in a language that’s difficult to understand, ask them to explain or maybe, find a different mortgage professional. I strongly believe that you should be able to make informed decisions about what is probably your largest debt on your greatest asset (your home) and your mortgage professional should be assisting in providing clarity.
