Nurses & PAs Now Qualify for the Doctor Loan Program

Nurse Practitioners, CRNAs & Physician Assistants Mortgage LoanNurse Practitioners, CRNAs & Physician Assistants Now Qualify for the Doctor Loan Program

I’m excited to share an update to the medical professional mortgage program: Nurse Practitioners (NP), Certified Registered Nurse Anesthetists (CRNA with DNAP or DNP), and Physician Assistants/Associates (PA) now qualify. This has been one of the more common questions I’ve fielded since the doctor loan program launched — I’ve had nurses reach out in the past hoping to use it, and I wasn’t able to help them qualify. That’s changed, and I’m glad to finally have an answer for them. [Read more…]

Buying a Home in Seattle: What You Need to Know in 2026

buying a home in seattleI’ve been helping people buy homes in Seattle for over 25 years. The market has gone through a lot of cycles — but some things stay constant. Seattle is competitive, prices are high relative to the rest of Washington, and the buyers who succeed are usually the ones who did their homework before they ever made an offer.

This guide covers what it actually takes to buy a home in Seattle in 2026: what homes cost, what loans most buyers use, and what separates a strong offer from one that gets passed over.

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What You Should Know Before Co-Signing a Mortgage or Large Loan

co-signing on a mortgageSomeone you care about — a child, sibling, parent, or close friend — needs help qualifying for a mortgage or large loan. They’ve asked you to co-sign. You want to help, so you say yes.

Before you do, make sure you understand exactly what you’re agreeing to. Co-signing is not a formality. It’s a full financial commitment, and it can have real consequences for your credit, your finances, and your own ability to buy or refinance a home.

Here’s what every co-signer — and every borrower asking for one — should know. [Read more…]

Medical Professional Mortgage Program – The Doctors Loan

The Doctor Medical Professional Mortgage ProgramUp to 100% Financing | No Mortgage Insurance | Loan Amounts Up to $2 Million

I’m pleased to announce a new mortgage program designed specifically for medical professionals. This program recognizes the unique financial profile of doctors — including high student loan balances, strong earning potential, and career stability — and offers flexible financing that traditional loan programs often don’t.

Whether you’re early in your medical career or well established, this program is built to make homeownership more accessible without requiring a large down payment or private mortgage insurance. [Read more…]

The 50 Year Mortgage Idea

50 Year Mortgage Over the weekend, the administration bounced the idea of having a 50-year mortgage. This was followed up by the FHFA director, Bill Pulte, stating that they are working on a plan. The reactions to this announcement are across the board with some embracing it as the miracle that will help create more affordability to others viewing it as a subprime product. Mortgage originators have been quick to post rates comparing 50 year mortgage to what may be available with a 30-year. Even if this product becomes available, in my opinion, it’s highly unlikely a 50-year amortized mortgage will have the same rate as a 30-year fixed. Just look at how mortgage rates are priced when you compare a 30-year to a 15-year amortized mortgage. Click here for current mortgage rates for your personal scenario. [Read more…]