2023 Conforming Loan Limits for Washington

Conforming loan limits for 2023 are going up for homes located in Washington state.

  • 1 Unit: $726,200
  • 2 Unit: $929,850
  • 3 Unit: $1,123,900
  • 4 Unit: $1,396,800

The following counties have “high balance” loan limits:

King County, Pierce County and Snohomish County:

  • 1 Unit: $977,500
  • 2 Unit: $1,251,400
  • 3 Unit: $1,512,650
  • 4 Unit: $1,879,850

Loan amounts over the limits stated above are considered “non-conforming” or jumbo mortgages.

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About Rhonda Porter

Rhonda Porter (NMLS 121324) is a veteran Washington Mortgage Advisor with over 25 years of experience navigating the Pacific Northwest real estate market. Specializing in residential home financing and mortgage strategy, Rhonda founded The Mortgage Porter to provide homeowners with transparent, data-driven clarity. Based in Seattle, she is a trusted resource for first-time buyers, self-employed borrowers and homeowners across Washington State, dedicated to turning complex financing into a confident path to homeownership.

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