2024 FHA Loan Limits for Homes in Washington State

HUD has just announced the 2024 loan limits for FHA mortgages. FHA loan limits vary by the county the home is located in. In Washington state, some counties have higher limits than 2023 and other counties have the same loan limits from 2023.

Here are the 2024 FHA loan limits for homes located in Washington state:

Chelan County 

• 1 Unit: $506,000
• 2 Unit: $647,750
• 3 Unit: $783,000
• 4 Unit: $973,100

Clark County

• 1 Unit:  $679,650
• 2 Unit:  $870,050
• 3 Unit:  $1,041,050
• 4 Unit: $1,370,050

Douglas County

• 1 Unit: $506,000
• 2 Unit: $647,750
• 3 Unit: $783,000
• 4 Unit: $973,100

Island County

• 1 Unit: $575,000
• 2 Unit: $736,100
• 3 Unit: $889,800
• 4 Unit: $1,105,800

King County

• 1 Unit: $977,500
• 2 Unit: $1,251,400
• 3 Unit: $1,512,650
• 4 Unit: $1,879,850

Kitsap County

• 1 Unit: $563,500
• 2 Unit: $721,400
• 3 Unit: $872,000
• 4 Unit: $1,083,650

Pierce County

• 1 Unit: $977,500
• 2 Unit: $1,251,400
• 3 Unit: $1,512,650
• 4 Unit: $1,879,850

Skagit County

• 1 Unit: $545,100
• 2 Unit: $697,800
• 3 Unit: $843,500
• 4 Unit: $957,600

Skamania County

• 1 Unit:  $679,650
• 2 Unit:  $870,050
• 3 Unit:  $1,051,700
• 4 Unit: $1,307,050

Snohomish County

• 1 Unit: $977,500
• 2 Unit: $1,251,400
• 3 Unit: $1,512,650
• 4 Unit: $1,879,850

Thurston County

• 1 Unit: $546,250
• 2 Unit: $699,300
• 3 Unit: $845,300
• 4 Unit: $1,050,500

Whatcom County

• 1 Unit: $603,750
• 2 Unit: $772,900
• 3 Unit: $934,250
• 4 Unit: $1,161,050

Whitman County

• 1 Unit: $529,000
• 2 Unit: $677,200
• 3 Unit: $816,600
• 4 Unit: $1,017,300

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Clallam, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Spokane, Stevens, Wahkiakum, Walla Walla, and Yakima

• 1 Unit: $498,257
• 2 Unit: $637,950
• 3 Unit: $771,125
• 4 Unit: $958,350

I have been helping Washington state homeowners with FHA mortgages since 2000. If I can help you with your mortgage needs, please contact me!

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