2023 FHA Loan Limits for homes in Washington State

HUD has just announced the 2023 loan limits for FHA mortgages. FHA loan limits vary by the county the home is located in. In Washington state, every county except for San Juan County, has higher loan limits.

Here are the 2023 FHA loan limits for homes located in Washington state:

Chelan County

  • 1 Unit: $506,000
  • 2 Unit: $647,750
  • 3 Unit: $783,000
  • 4 Unit: $973,100

Clark County

  • 1 Unit:  $672,750
  • 2 Unit:  $861,250
  • 3 Unit:  $1,041,050
  • 4 Unit: $1,293,750

Douglas County

  • 1 Unit: $506,000
  • 2 Unit: $647,750
  • 3 Unit: $783,000
  • 4 Unit: $973,100

Island County

  • 1 Unit: $511,750
  • 2 Unit: $736,100
  • 3 Unit: $889,800
  • 4 Unit: $1,105,800

King County

  • 1 Unit: $977,500
  • 2 Unit: $1,251,400
  • 3 Unit: $1,512,650
  • 4 Unit: $1,879,850

Kitsap County

  • 1 Unit: $563,500
  • 2 Unit: $721,400
  • 3 Unit: $872,000
  • 4 Unit: $1,083,650

Pierce County

  • 1 Unit: $977,500
  • 2 Unit: $1,251,400
  • 3 Unit: $1,512,650
  • 4 Unit: $1,879,850

San Juan County

  • 1 Unit: $497,950
  • 2 Unit: $637,450
  • 3 Unit: $770,550
  • 4 Unit: $957,600

Skagit County

  • 1 Unit: $545,100
  • 2 Unit: $697,800
  • 3 Unit: $843,500
  • 4 Unit: $957,600

Skamania County

  • 1 Unit:  $672,750
  • 2 Unit:  $861,250
  • 3 Unit:  $1,041,050
  • 4 Unit: $1,293,750

Snohomish County

  • 1 Unit: $977,500
  • 2 Unit: $1,251,400
  • 3 Unit: $1,512,650
  • 4 Unit: $1,879,850

Thurston County

  • 1 Unit: $546,250
  • 2 Unit: $699,300
  • 3 Unit: $845,300
  • 4 Unit: $1,050,500

Whatcom County

  • 1 Unit: $603,750
  • 2 Unit: $772,900
  • 3 Unit: $934,250
  • 4 Unit: $1,161,050

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Clallam, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, Spokane, Stevens, Wahkiakum, Walla Walla, Whitman, and Yakima

  • 1 Unit: $472,030
  • 2 Unit: $604,400
  • 3 Unit: $730,525
  • 4 Unit: $907,900

I have been helping Washington state homeowners with FHA mortgages since 2000. If I can help you with your mortgage needs, please contact me!

Would you like to see current mortgage rates for your personal scenario? Please click here.

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