2021 FHA Loan Limits for Washington State

FHA mortgages allow for minimum down payment and do not have income limits. FHA tends to have a little more flexible underwriting than conventional mortgages.

Here is a complete list of the 2021 FHA loan limits for homes located in Washington state:

Chelan County

• 1 Unit: $371,450
• 2 Unit: $475,500
• 3 Unit: $574,800
• 4 Unit: $714,350

Clallam County

• 1 Unit: $384,100
• 2 Unit: $491,700
• 3 Unit: $594,350
• 4 Unit: $738,650

Clark County

• 1 Unit: $517,500
• 2 Unit: $662,500
• 3 Unit: $800,800
• 4 Unit: $995,200

Douglas County

• 1 Unit: $371,450
• 2 Unit: $475,500
• 3 Unit: $574,800
• 4 Unit: $714,350

Island County

• 1 Unit: $431,250
• 2 Unit: $552,050
• 3 Unit: $667,350
• 4 Unit: $829,350

King County

• 1 Unit: $776,250
• 2 Unit: $993,750
• 3 Unit: $1,201,200
• 4 Unit: $1,492,800

Kitsap County

• 1 Unit: $435,850
• 2 Unit: $557,950
• 3 Unit: $674,450
• 4 Unit: $838,200

Pierce County

• 1 Unit: $776,250
• 2 Unit: $993,750
• 3 Unit: $1,201,200
• 4 Unit: $1,492,800

San Juan County

• 1 Unit: $497,950
• 2 Unit: $637,450
• 3 Unit: $770,550
• 4 Unit: $957,600

Skagit County

• 1 Unit: $405,950
• 2 Unit: $519,700
• 3 Unit: $628,200
• 4 Unit: $780,650

Skamania County

• 1 Unit: $517,500
• 2 Unit: $662,500
• 3 Unit: $800,800
• 4 Unit: $995,200

Snohomish County

• 1 Unit: $776,250
• 2 Unit: $993,750
• 3 Unit: $1,201,200
• 4 Unit: $1,492,800

Thurston County

• 1 Unit: $405,950
• 2 Unit: $519,700
• 3 Unit: $628,200
• 4 Unit: $780,650

Whatcom County

• 1 Unit: $442,750
• 2 Unit: $566,800
• 3 Unit: $685,100
• 4 Unit: $851,450

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Columbia, Cowlitz, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln,  Mason, Okanogan, Pacific, Pend Oreille, Spokane, Stevens, Wahkiakum, Walla Walla, Whitman, and Yakima

• 1 Unit: $356,362
• 2 Unit: $456,275
• 3 Unit: $551,500
• 4 Unit: $685,400

I have been helping Washington state home owners with FHA mortgages at Mortgage Master Service Corporation since 2000. If I can help you with your mortgage needs for a home located anywhere in Washington state, please contact me!