BREAKING NEWS: 2022 FHA Loan Limits

HUD has announced loan limits for FHA mortgages for 2022. Just like conforming loan limits that I announced just a few hours ago, loan limits are higher for 2022 except for San Juan County, which has the same loan limits as 2021. King, Pierce and Snohomish Counties have a loan limit of $891,250 for 1-unit properties.

FHA has more various loan limits by county than conforming. Here is a complete list for counties in Washington state.

Clark County

  • 1 Unit:  $598,000
  • 2 Unit:  $765,550
  • 3 Unit:  $925,350
  • 4 Unit: $1,150,000

Island County

  • 1 Unit: $511,750
  • 2 Unit: $655,150
  • 3 Unit: $791,900
  • 4 Unit: $984,150

King County

  • 1 Unit:    $891,250
  • 2 Unit: $1,140,950
  • 3 Unit: $1,379,150
  • 4 Unit: $1,713,950

Kitsap County

  • 1 Unit: $497,950
  • 2 Unit: $637,450
  • 3 Unit: $770,550
  • 4 Unit: $957,600

Pierce County

  • 1 Unit:    $891,250
  • 2 Unit: $1,140,950
  • 3 Unit: $1,379,150
  • 4 Unit: $1,713,950

San Juan County

  • 1 Unit: $497,950
  • 2 Unit: $637,450
  • 3 Unit: $770,550
  • 4 Unit: $957,600

Skagit County

  • 1 Unit: $473,800
  • 2 Unit: $606,550
  • 3 Unit: $733,150
  • 4 Unit: $911,150

Skamania County

  • 1 Unit:  $598,000
  • 2 Unit:  $765,550
  • 3 Unit:  $925,350
  • 4 Unit: $1,150,000

Snohomish County

  • 1 Unit:    $891,250
  • 2 Unit: $1,140,950
  • 3 Unit: $1,379,150
  • 4 Unit: $1,713,950

Thurston County

  • 1 Unit: $477,250
  • 2 Unit: $610,950
  • 3 Unit: $738,500
  • 4 Unit: $917,800

Whatcom County

  • 1 Unit: $514,050
  • 2 Unit: $658,050
  • 3 Unit: $795,450
  • 4 Unit: $988,550

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Chelan, Clallam, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, Spokane, Stevens, Wahkiakum, Walla Walla, Whitman, and Yakima

  • 1 Unit: $420,680
  • 2 Unit: $538,650
  • 3 Unit: $651,050
  • 4 Unit: $809,150

I have been helping Washington state home owners with FHA mortgages at Mortgage Master Service Corporation since 2000. If I can help you with your mortgage needs for a home located anywhere in Washington state, please contact me!

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