BREAKING NEWS: 2022 FHA Loan Limits

Please visit here for CURRENT information about FHA mortgages for homes in Washington state.

HUD has announced loan limits for FHA mortgages for 2022. Just like conforming loan limits that I announced just a few hours ago, loan limits are higher for 2022 except for San Juan County, which has the same loan limits as 2021. King, Pierce and Snohomish Counties have a loan limit of $891,250 for 1-unit properties.

FHA has more various loan limits by county than conforming. Here is a complete list for counties in Washington state.

Clark County

• 1 Unit:  $598,000
• 2 Unit:  $765,550
• 3 Unit:  $925,350
• 4 Unit: $1,150,000

Island County

• 1 Unit: $511,750
• 2 Unit: $655,150
• 3 Unit: $791,900
• 4 Unit: $984,150

King County

• 1 Unit:    $891,250
• 2 Unit: $1,140,950
• 3 Unit: $1,379,150
• 4 Unit: $1,713,950

Kitsap County

• 1 Unit: $497,950
• 2 Unit: $637,450
• 3 Unit: $770,550
• 4 Unit: $957,600

Pierce County

• 1 Unit:    $891,250
• 2 Unit: $1,140,950
• 3 Unit: $1,379,150
• 4 Unit: $1,713,950

San Juan County

• 1 Unit: $497,950
• 2 Unit: $637,450
• 3 Unit: $770,550
• 4 Unit: $957,600

Skagit County

• 1 Unit: $473,800
• 2 Unit: $606,550
• 3 Unit: $733,150
• 4 Unit: $911,150

Skamania County

• 1 Unit:  $598,000
• 2 Unit:  $765,550
• 3 Unit:  $925,350
• 4 Unit: $1,150,000

Snohomish County

• 1 Unit:    $891,250
• 2 Unit: $1,140,950
• 3 Unit: $1,379,150
• 4 Unit: $1,713,950

Thurston County

• 1 Unit: $477,250
• 2 Unit: $610,950
• 3 Unit: $738,500
• 4 Unit: $917,800

Whatcom County

• 1 Unit: $514,050
• 2 Unit: $658,050
• 3 Unit: $795,450
• 4 Unit: $988,550

All other counties in Washington state not listed above, including: Adams, Asotin, Benton, Chelan, Clallam, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Jefferson, Kittitas, Klickitat, Lewis, Lincoln, Mason, Okanogan, Pacific, Pend Oreille, Spokane, Stevens, Wahkiakum, Walla Walla, Whitman, and Yakima

• 1 Unit: $420,680
• 2 Unit: $538,650
• 3 Unit: $651,050
• 4 Unit: $809,150

I have been helping Washington state home owners with FHA mortgages at Mortgage Master Service Corporation since 2000. If I can help you with your mortgage needs for a home located anywhere in Washington state, please contact me!