Helping Washington State homeowners learn more about their mortgage options.
How to Calculate Your Break-Even Point When Refinancing (2026 Guide)One of the most important questions to ask before refinancing is:
“How long will it take me to recover the cost?”
That’s your break-even point.
After helping Washington homeowners with mortgages for over 25 years, I can tell you this:
Refinancing isn’t just about getting a lower rate.
It’s about making sure the math works for your timeline.
Let’s walk through how break-even works — and when it matters most. [Read more…]
Rhonda Porter is a Licensed Mortgage Originator MLO121324 living in the greater Seattle area. Rhonda began her career in 1986 in the title and escrow industry and began her mortgage career in 2000. She enjoys helping people understand the mortgage process and started writing The Mortgage Porter in late 2006. Read More…
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