RIP RainCityGuide

6a00d834522f5769e2010537042aad970c-600wiRain City Guide, back in the day, was a resource for people interested in all things about Seattle…especially real estate. I was beyond honored to join the RCG panel back in 2007 to represent the mortgage industry.

Our panel had various participants over the years, including the owner, Dustin Luther and Ardell DellaLogia, Jillayne Schlicke, Craig Blackmon, Deborah Burns, Reba Haas and others.

Over the years, it changed, as did the real estate industry and sadly RCG lost it’s luster. Believe me, it takes a lot to keep a blog going!

Tonight I learned that RCG no longer exist. Apparently all of our content is gone! My last post was in December for the 2019 conforming loan limits.RIP RCG.JPG

Contributing to a panel blog or any place where you do not own your content is risky. However, I am truly sad to see RCG officially gone and that we (contributors) did not have the opportunity to salvage our content.

Honestly, I’m a bit sad about this… which is why I wanted to tip my hat to RCG and the memories of the articles I wrote and, probably even more important to me, the conversations in the blog comments.

Good by RCG – you deserved a better send off than this.

Our Veterans DESERVE to use a VA Mortgage Loan

I’ve been trying to think about how to title this post without “shaming” real estate agents or home sellers… but I do feel that it’s really unfortunate that some still have a low view of VA mortgages. Men and women who have dedicated their lives to serve our country and protect our freedom have EARNED the privilege to have a VA mortgage loan. Those of us who have not committed to serve do not have this benefit… and it is a benefit. [Read more…]

King County Property Tax Valuation Notice

Did you receive your “Official Property Value Notice” over the weekend? Let’s just say that I’m not surprised to see how much our values have gone up…although, in my opinion, I think the 2018 assessed value of my home is higher than what I could most likely sell it for. [Read more…]

Why is My Mortgage Payment Going Up?

If you live in the greater Seattle area, you may be receiving a notice from your mortgage servicer stating that they need to adjust your mortgage payment because of an “escrow shortage”.  We actually just received such notice from our mortgage servicer. [Read more…]

Common Misconceptions about FHA and Conventional Mortgages

I just received a newsletter from a local real estate agent which had an article about whether buyers should opt for a conventional or FHA loan. I’m pretty certain the real estate agent didn’t write the article, however the author, whoever they are, got a lot of things wrong regarding these two mortgage programs. Many of the items that were wrong are what I think are fairly common misconceptions with these two popular mortgage programs. So I thought this was a grand opportunity to write a post to correct them…I’ll skip the fine hairs 😉 [Read more…]

Beware of Bogus Badness in your Email

There has been rampant wire fraud taking place in the real estate industry. This morning, I received an email appearing to contain a purchase and sales agreement for a new transaction with a link to download the contract.

[Read more…]

What the ??? Wells Fargo!

Wells Fargo has been in the media quite a bit recently for terrible things the bank has done to their consumer clients and employees. It will be interesting to see how this all plays out…this is another example of how a powerful large bank has taken total advantage of consumers. [Read more…]

Appraisal #FAIL

A fisheye image of a mid-30's business woman pouting and looking angry.If you are buying, selling or refinancing a home right now, you might be quite surprised to learn about the current state of appraisals. It ain’t pretty…far from it. [Read more…]