UPDATE December 11, 2025: Since writing this post, this practice is supposed to end sometime in Spring of 2026 – HOWEVER, I still highly recommend taking these steps to protect your credit.

WARNING: Rant ahead!

When you meet with a mortgage professional and allow them to pull your credit so that you can be prequalified for a mortgage to buy or refinance a home, your information is provided to countless other lenders. Before you become furious with your mortgage lender, please know that it’s not their fault! [Read more…]