The Mortgage Junk Mail Bag

It’s been a while since I’ve written about mortgage junk mail. Today I have been presented the opportunity as a client I helped with their mortgage a few years ago reached out to me regarding some mail they recently received that appeared to have possibly come from our company, Mortgage Master.

The P.O. J. (piece of junk) appears to know a lot of information about the home owner – this is because your mortgage and original loan amount are public record.  This type of marketing also tends to offer lower than available interest rates and things like “no payments for two months”…perhaps it features an offer code or a limited time offer.

Perhaps at the bottom of the letter, there will be tiny, fine print that discloses more about the so-called offering… this particular one states:

[Blah blah] Lending is not associated with or acting on behalf of Mortgage Master Service Corp., your loan information was not provided by Mortgage Master Service Corp…. This is an offer to receive more information and not a commitment to lend… This is an advertisement….

Please DO NOT work with any lender that has to rely on mailing deceitful junk mail to strangers! It so much better to work with a local, licensed Loan Officer and if you don’t know of one, I recommend getting a referral from a friend or family member. I’m happy to help you if your home is located anywhere in Washington state, where I’m licensed.

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