Freddie Mac released the PMMS (Prime Mortgage Market Survey) today showing that mortgage rates for the 30-year fixed averaged 6.22% last week. Really, the best use of Freddie’s survey is to show how mortgage rates are trending because you can’t lock in last week’s rate UNLESS they just happen to be the very same rate as what’s available to you at the moment you’re ready, willing and able to lock. [Read more…]
Freddie Mac PMMS Shows Mortgage Rates in Tight Range
December 11, 2025 by Leave a Comment
Breaking News: The Fed Cuts Rates 25 Basis Points
December 10, 2025 by Leave a Comment
The Fed has just announced a rate cut the Fed Funds rate by 25 basis points.
This has been widely anticipated by the markets. Remember, the Fed’s rate cut does NOT directly impact mortgage rates (except for home equity lines of credit and other loans that may be attached to the prime interest rate). [Read more…]
Who Is the Best Mortgage Lender or Loan Officer Near Me?
December 9, 2025 by Leave a Comment
Finding the Best Lender for Your Needs
If you’re buying a home in Seattle, Bellevue, Tacoma, Everett, Kirkland, Redmond, Renton, Issaquah, Bothell, Shoreline, or anywhere in Washington State, you’ve likely typed something like: [Read more…]
Mortgage Rates, FOMC Preview, 2026 VA Loan Limits & Homebuyer Workshop Reminder
December 8, 2025 by Leave a Comment
Welcome to this week’s edition of The Mortgage Porter Weekly, where I break down what’s happening in the mortgage and housing markets and what it means for homebuyers, homeowners, and real estate professionals.
Current Mortgage Rates
2026 VA Loan Limits for Washington State Veterans
December 7, 2025 by Leave a Comment
VA Loan Limits for 2026 for Washington State
VA Loans technically don’t have a “loan limit” the same way that a conforming or FHA loan does. Veterans, who have earned the benefit of having a VA loan are eligible for a zero or low-down payment mortgage. The calculation is based on 2026 conforming-loan limits and the veteran’s entitlement status. [Read more…]
2026 Conforming Loan Limits: What Washington Homebuyers Should Know
December 5, 2025 by Leave a Comment
Low-Down-Payment Programs, Renovation Loans & Down Payment Assistance Options
Mortgage Rate Update for the Week of December 1, 2025
December 1, 2025 by Leave a Comment
What’s impacting mortgage rates this week? Check out my latest episode of The Mortgage Porter.
If you’re thinking about buying a home, refinancing or a reverse mortgage, let’s have a conversation – we can start planning, even if it’s months away.
Black Friday Savings… But Make It Long-Term!
November 28, 2025 by Leave a Comment
Did you know the biggest savings this season might not be in your shopping cart?
Black Friday is a great reminder to look for deals—and one of the smartest “deals” you can snag is refinancing your mortgage.
If you’ve been curious about lowering your rate, reducing your payment, or tapping equity for home improvements or debt consolidation, now is the perfect time to explore your options.
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