Trigger Leads BANNED!

Last Friday, something I have been writing about for years finally happened. Trigger leads have been banned!

The bipartisan Homebuyers Privacy Protection Act (H.R. 2808) is now official. The law doesn’t go into effect until March of next year… so unless you protect yourself and opt-out of being harassed by strange loan officers or I mean, loan officers who are strangers, you will still feel very popular after having your credit pulled.

Honestly, even after this goes into effect, I still recommend protecting your credit by following these steps.

Mortgage Rate Update for September 8, 2025 | Should You Wait to Refinance?

Mortgage rates are trending lower following the weak jobs report on Friday. Check out this week’s episode of The Mortgage Porter to learn what may impact mortgage rates and a common myth about when you should consider refinancing.

If you’re thinking about buying a home or refinancing your home, please reach out to me! I’m always happy to help you or anyone you know!

Mortgage Rate Update for the Week of September 1, 2025

I hope you had a great Labor Day weekend. We have a short week and it’s packed with jobs data, which tends to impact the direction of mortgage interest rates – which have been trending lower! In this week’s episode, we also discuss Seattle’s projected home values with the Case-Shiller report.

 

How to Shop for Homeowners Insurance as a Home Buyer

Buying a home is one of the biggest investments you’ll ever make and protecting that investment with the right homeowner’s insurance (also referred to as hazard insurance) is just as important as finding the right mortgage. Many homebuyers wait until the last minute to shop for coverage, but taking the time to compare policies early in the process can save you money and stress. Here are some tips to help you shop smart for homeowners’ insurance: [Read more…]

Mortgage Rate Update for the Week of August 25, 2025

Mortgage rates liked what they heard from Fed Chair Jerome Powell on Friday when he signaled that the Fed might adjust rates at the upcoming meeting in September. How does this impact mortgage rates and where are mortgage rates trending? Learn this and more about our new and improved bridge loan in this week’s episode.

If you would like to see what current mortgage interest rates are for your financial scenario, please contact me!

 

A Win for Borrower Privacy: What the New Trigger Leads Bill Means for You

I’m excited to share some important and timely news that’s poised to make your homebuying experience smoother, less stressful, and more private. If you’re a long time reader of The Mortgage Porter, you know that I have a huge beef with trigger leads with the articles I’ve written. Let me break down the latest developments around the Homebuyers Privacy Protection Act (H.R. 2808)—also known as the “Trigger Leads” bill—and explain exactly what it means for you. [Read more…]

Mortgage Rate Update for the Week of August 18, 2025

Mortgage rates seem to be pretty steady (right now). This week’s episode features a down payment assistance program that doesn’t require you to be a first time home buyer or have income limits. Check it out in my latest update or contact me with questions!

 

Mortgage Rate Update for the Week of August 11, 2025

Mortgage rates have been trending lower but does that mean it’s a good time to refi?