Mortgage Rates, FOMC Preview, 2026 VA Loan Limits & Homebuyer Workshop Reminder

Welcome to this week’s edition of The Mortgage Porter Weekly, where I break down what’s happening in the mortgage and housing markets and what it means for homebuyers, homeowners, and real estate professionals.

Current Mortgage Rates

Mortgage rates are trending slightly higher as markets wait for clarity from the Federal Reserve.
In the video above, I review this week’s rate trends and what borrowers should keep in mind if they’re considering buying or refinancing.  Click here for current mortgage rates.

Upcoming FOMC Meeting

The next Federal Open Market Committee meeting is right around the corner.
In this episode, I discuss:

  • What the markets are expecting from the FOMC meeting
  • How a Fed rate cut may impact mortgage rates

The FOMC’s tone can often have more impact than the announcement itself—so stay tuned!

2026 VA Loan Limits

VA announced its 2026 loan limits, and in this week’s video I walk through how these updates could affect eligible veterans and active-duty service members.
Even with the elimination of loan limits for some borrowers, these numbers still matter—especially when calculating secondary entitlements.

Homebuyer Workshop This Wednesday

Don’t forget! Our Homebuyer Workshop is happening this Wednesday.
We’ll walk you through:

  • How to get prequalified
  • What lenders look for
  • How to select a lender and your real estate agent
  • How to have a stronger offer

👉 Register here: www.mortgageporter.com/education

Whether you’re preparing to buy your first home or just want a refresher, this session will give you the confidence to take the next step.

Have Questions?

I’m always here to help you understand your mortgage options and navigate the path to homeownership. Let’s talk!

2026 VA Loan Limits for Washington State Veterans

2026 VA Loan Limits for Washington StateVA Loan Limits for 2026 for Washington State

VA Loans technically don’t have a “loan limit” the same way that a conforming or FHA loan does. Veterans, who have earned the benefit of having a VA loan are eligible for a zero or low-down payment mortgage. The calculation is based on 2026 conforming-loan limits and the veteran’s entitlement status. [Read more…]

2026 Conforming Loan Limits: What Washington Homebuyers Should Know

2026 Conforming Loan Limits for Washington HomesLow-Down-Payment Programs, Renovation Loans & Down Payment Assistance Options

[Read more…]

Mortgage Rate Update for the Week of December 1, 2025

What’s impacting mortgage rates this week? Check out my latest episode of The Mortgage Porter.

If you’re thinking about buying a home, refinancing or a reverse mortgage, let’s have a conversation – we can start planning, even if it’s months away.

Black Friday Savings… But Make It Long-Term!

Did you know the biggest savings this season might not be in your shopping cart?

Black Friday is a great reminder to look for deals—and one of the smartest “deals” you can snag is refinancing your mortgage.
If you’ve been curious about lowering your rate, reducing your payment, or tapping equity for home improvements or debt consolidation, now is the perfect time to explore your options.

[Read more…]

2026 Conforming Loan Limits for Homes in Washington State

2026 conforming loan limits for homes in washington state [Read more…]

The Mortgage Porter: Mortgage Rates for the Week of November 24, 2025

This week’s episode of The Mortgage Porter reviews current mortgage rates and what may impact rates this short holiday week. Plus, we review recent changes to Fannie Mae’s guidelines that removes the minimum credit score requirement of 620.

If you or anyone you know are thinking about buying or refinancing a home, I am happy to help! Feel free to contact me to review your scenario.

Turned down for a Mortgage Because of Credit Scores? New Guidelines May Help You!

No minimum credit score required for mortgage loanFannie Mae (conventional lending) recently changed their underwriting guidelines to no longer factor in credit scores for underwriting approval!

Before this guideline change, borrowers needed to have a mid-score of at least 620 to qualify for a conventional mortgage. Scores below 620 could mean that someone may have to opt for an FHA mortgage, which has both upfront and monthly mortgage insurance regardless of the amount of down payment or equity with the property. [Read more…]