What’s impacting mortgage rates this week? Check out my latest episode of The Mortgage Porter.
If you’re thinking about buying a home, refinancing or a reverse mortgage, let’s have a conversation – we can start planning, even if it’s months away.
Mortgage Rate Update for the Week of December 1, 2025
December 1, 2025 by Leave a Comment
Black Friday Savings… But Make It Long-Term!
November 28, 2025 by Leave a Comment
Did you know the biggest savings this season might not be in your shopping cart?
Black Friday is a great reminder to look for deals—and one of the smartest “deals” you can snag is refinancing your mortgage.
If you’ve been curious about lowering your rate, reducing your payment, or tapping equity for home improvements or debt consolidation, now is the perfect time to explore your options.
2026 Conforming Loan Limits for Homes in Washington State
November 26, 2025 by Leave a Comment
FHFA has announced the conforming loan limits for 2026.
- 1 Unit: $832,750
- 2 Unit: $1,066,250
- 3 Unit: $1,288,800
- 4 Unit: $1,601,750
High Balance Conforming Limits for King, Pierce and Snohomish Counties
- 1 Unit: $1,062,750
- 2 Unit: $1,361,800
- 3 Unit: $1,646,100
- 4 Unit: $2,045,700
For more information, please contact me!
The Mortgage Porter: Mortgage Rates for the Week of November 24, 2025
November 24, 2025 by Leave a Comment
This week’s episode of The Mortgage Porter reviews current mortgage rates and what may impact rates this short holiday week. Plus, we review recent changes to Fannie Mae’s guidelines that removes the minimum credit score requirement of 620.
If you or anyone you know are thinking about buying or refinancing a home, I am happy to help! Feel free to contact me to review your scenario.
Turned down for a Mortgage Because of Credit Scores? New Guidelines May Help You!
November 20, 2025 by Leave a Comment
Fannie Mae (conventional lending) recently changed their underwriting guidelines to no longer factor in credit scores for underwriting approval!
Before this guideline change, borrowers needed to have a mid-score of at least 620 to qualify for a conventional mortgage. Scores below 620 could mean that someone may have to opt for an FHA mortgage, which has both upfront and monthly mortgage insurance regardless of the amount of down payment or equity with the property. [Read more…]
The Mortgage Report Weekly: Mortgage Rate Update for the Week of November 17, 2025
November 17, 2025 by Leave a Comment
We (finally) have the BLS Jobs Report coming out this week. Will this impact the direction of mortgage rates if the report is for September?
Check out this and more in this week’s episode.
If you’re thinking about buying or refinancing a home, let’s talk!
Homebuyer Workshop: From Prequalification to Making an Offer
November 13, 2025 by Leave a Comment
Our homebuyer workshop series continues next month since we have the holidays upon us. This workshop will take you from getting prequalified to preapproved and pre-underwritten stages of the home buying process. [Read more…]
The Mortgage Porter: Mortgage Rates for the Week of November 10, 2025
November 10, 2025 by Leave a Comment
It’s Monday and time for the latest episode of The Mortgage Porter Weekly!
This week, we’re talking about mortgage rates trending slightly higher, no real economic news with the government shutdown and the big buzz topic in mortgage right now, the 50-year mortgage.
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