Homebuyer Workshop: From Prequalification to Making an Offer


Our homebuyer workshop series continues next month since we have the holidays upon us. This workshop will take you from getting prequalified to preapproved and pre-underwritten stages of the home buying process.

Learn what it takes to move from thinking about buying a home to making an offer with confidence. In this workshop, we’ll break down the early stages of the homebuying process — including how to get pre-qualified and pre-approved, what lenders are looking for, and how to choose the right lender and real estate agent.

This class is perfect for first-time buyers who want to understand the process and feel fully prepared to start their home search.

  • When: Wednesday, December 3, 2025 from 12:00 – 1:00 pm
  • Where: Zoom Webinar – Watch from the comfort of your computer! Since this is a webinar, your camera will be off so you can enjoy lunch while you learn!
  • RSVP: Link provided after you sign up for the workshop here.

Attendees will receive an online dashboard that includes recordings from the previous homebuying workshops.

If you’re thinking about buying a home, you don’t have to wait for the next workshop! Let’s talk!

The Mortgage Porter: Mortgage Rates for the Week of November 10, 2025

It’s Monday and time for the latest episode of The Mortgage Porter Weekly!

This week, we’re talking about mortgage rates trending slightly higher, no real economic news with the government shutdown and the big buzz topic in mortgage right now, the 50-year mortgage.

The 50 Year Mortgage Idea

Over the weekend, the administration bounced the idea of having a 50-year mortgage. This was followed up by the FHFA director, Bill Pulte, stating that they are working on a plan. The reactions to this announcement are across the board with some embracing it as the miracle that will help create more affordability to others viewing it as a subprime product. Mortgage originators have been quick to post rates comparing 50-year amortized mortgages to what may be available with a 30-year. Even if this product becomes available, in my opinion, it’s highly unlikely a 50-year amortized mortgage will have the same rate as a 30-year fixed. Just look at how mortgage rates are priced when you compare a 30-year to a 15-year amortized mortgage. Click here for current mortgage rates for your personal scenario. [Read more…]

Homebuyer Workshop: Qualifying for a Mortgage – Your Job, Money and Debts


Wondering how lenders decide how much home you can afford?
Join me for the next session in my First-Time Homebuyer Workshop series where we’ll break down:

  • How your income and job history factor into qualifying
  • How your income and job history factor into qualifying
  • What debts matter most (and which ones don’t)
  • Strategies to improve your debt-to-income ratio
  • Real examples of how different loan programs view qualifying

Date: Wednesday, November 12, 2025
Time: 12:00 – 1:00 pm (Lunch & Learn)
Where: Free Zoom Webinar — cameras off, learning on!

RSVP at www.mortgageporter.com/education

Attendees get access to an online dashboard with recordings of all past workshops, including sessions on credit and down payment strategies.

Let’s make sure you’re fully prepared to qualify with confidence!

The Mortgage Porter Weekly: November 3, 2025

How are mortgage rates doing following the Fed rate drop last week and what’s on the calendar this week that could influence the direction of mortgage rates? Check out my latest episode of The Mortgage Porter!

If you would like to see current rates based on your personal financial scenario, I’m happy to provide you with a no-hassle mortgage interest rate quote!

Fed Drops Funds Rate a Quarter Point

The Fed cut rates to the Funds Rate by 25 basis points today, as expected. Although the Fed Funds rate is lower, mortgage rates are actually moving higher as I’m writing this. Mortgage rates are NOT controlled by the Fed.

Mortgage-backed securities are down about 32 basis points.

 

The Mortgage Porter and Mortgage Rate Update for the Week of October 27, 2025

My apologies! I’m running a day behind. I have a purchase that has a quick closing time that required some extra attention yesterday and as much as I love to share information with you via this blog, my clients come first!

So without further ado, here is this week’s update!

Mortgage rates have been at very low levels and we have the wrap up of the Fed’s meeting tomorrow. Check out my latest video to learn how the Fed’s expected rate cut of 25 basis points may impact mortgage rates.

If you would like a mortgage rate quote based on your personal financial scenario, or if you’re thinking about buying or refinancing a home, please contact me!

PMMS Reports Mortgage Rates at the Lowest Level in Over a Year

Freddie Mac released their weekly Prime Mortgage Market Survey this week showing the lowest rates for the 30-year fixed in over a year.

[Read more…]