First Time Home Buyers Guide Book

Check out the latest edition of Your First Home Mortgage Guide.

Although I wrote this book with first time home buyers in mind, a majority of the content is relevant to all home buyers.

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National Home Buyers Fund Down Payment Assistance now available!

2013-03-07_0746EDITORS NOTE: It appears as though this program is being suspended effective the end of February 2016. If you’re considering using a grant, you might want to check out other down payment assistance options such as Home Advantage.

I am just learning about a down payment assistance program (dpa) that I now have available at Mortgage Master Service Corporation. The NHF Platinum Program is a little different than what you may be used to as it’s a grant that does not have to be repaid.

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Home Buyer’s Education Class in Kent

Seattle Home Buyer ClassesI will be teaching a Home Buyer’s Education Class at the corporate office of Mortgage Master Service Corporation on Saturday, January 18, 2014. My co-instructor is Ira Sacharoff, a Real Estate Broker with Better Real Estate.

Participants who attend this Washington State Housing Finance Commission sponsored class are eligible for programs like Home Advantage and for down payment assistance. The 5 hour WSHFC course is a requirement in order to qualify for these programs.

NOTE: This post has been updated. We decided to postpone the class, which was originally scheduled for January 11th to January 18th because of the Seahawks game. GO HAWKS!!

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What you need to know about multiple offers when buying a home [Video]

Earlier this week’ during our Seattle Real Estate Chat, Jim Reppond of Coldwell Banker Danforth and I discussed multiple offers, which we are seeing a lot of in the greater Seattle area.

Here’s our “show” from this week and learn more about what you need to know before you find yourself in a multiple offer situation.

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Fannie Mae to increase minimum down payment in November

Fannie Mae is scheduled to update their automated underwriting system (aus) Desktop Underwriter (DU) to DU Version 9.1 on November 16, 2013.  In their release notes from August 20, 2013, Fannie Mae reveals that for they will increase the minimum down payment from 3% to 5% for Fannie Mae conventional loans.

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I Want to Buy a House

Do you or someone you know want to buy a house?

Could you use some help with down payment?

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Home Buyer Education Class on July 20, 2013

Do you or someone you know want to learn more about the home buying process?

Jim Reppond from Coldwell Banker Danforth and I will be instructing a free home buyers class on Saturday, July 20, 2013 at the Green Lake Library.

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Book Release: Buying a Home Again

Hot off the press! I wrote my latest Guide Book for people who have had a short sale or foreclosure and are considering buying their next home. The media has coined these home buyers as “boomerang buyers” because many are returning to buy a home again.

If you know someone who has had a short sale or foreclosure in Washington state and who is considering buying a home again, I hope you’ll share this book with them.

Check out my other guide books at the Mortgage Porter Library.

If you have had a short sale, foreclosure or a loan modification and are considering buying your next home located anywhere in Washington state, I’m happy to help you with your next mortgage.