It’s been a while since I’ve written about mortgage junk mail. Today I have been presented the opportunity as a client I helped with their mortgage a few years ago reached out to me regarding some mail they recently received that appeared to have possibly come from our company, Mortgage Master.
The P.O. J. (piece of junk) appears to know a lot of information about the home owner – this is because your mortgage and original loan amount are public record. This type of marketing also tends to offer lower than available interest rates and things like “no payments for two months”…perhaps it features an offer code or a limited time offer. [Read more…]
If you are brand new or a little rusty at buying a home, there are some excellent options that are available for you. Some classes feature unique benefits for the students. Before taking one of the courses below, I suggest you reach out to a 
Mortgage rates jumped roughly 0.25% today in rate (or about 1% in discount points) today because of strong economic data and possibly signs of inflation. Costco announced it will be raising their minimum pay to $16 per hour – which is great news for Costco employees – however, it’s wage inflation (which we will probably see more of). When wages go up, the cost of goods will follow. Inflation drives mortgage rates higher because of the impact to bonds, like mortgage backed securities. 
The other day, a Redmond home owner contacted me for a quote to refinance their home. They specifically requested scenarios for “lowest possible interest rate without paying any points or closing costs“. 









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