I am taking advantage of the current low mortgage rates and refinancing! I fired up Credit Karma and was surprised to see that my score had dipped. My bank also provides my credit score, which was in line with what Credit Karma was providing – just one point under 720. UGH!!! Apparently, I had used one of my credit cards a little more than I should have over the holidays for some home improvements. One digit in your credit score can make a significant difference in your mortgage interest rate and the cost associated for the rate.
The difference between your internet credit score and what a mortgage company will use
January 22, 2016 by Leave a Comment
DIY Penny Floor… the saga continues!
January 10, 2016 by Leave a Comment
It’s been a while since I’ve updated you on our penny floor project. The good news is that we are almost done with gluing all the pennies!
MCC (Mortgage Credit Certificate) wrapping up in 2016
December 29, 2015 by Leave a Comment
The Washington State Housing Finance Commission has announced that the available funds for mortgage credit certificates (MCC) will be reduced in 2o16. They estimate that the remaining funds will be reserved by the end of March (possibly sooner) and that after the available funds are all reserved, home buyers can go on a wait list. The fee for the MCC is increasing in 2016 as well.
Redfin releases “Redfin Estimate”
December 6, 2015 by Leave a Comment
Redfin has unveiled their online home valuation estimating tool called (ready…) “Redfin Estimate”.
I’m doing some quick comparisons and from what I can tell so far by checking out homes in my West Seattle neighborhood, Redfin seems to offer more accurate home value estimates than Zillow’s Zestimates.
DIY Penny Floor Update
December 5, 2015 by Leave a Comment
Would you believe that as week four, we are about 75% down with gluing pennies to our floor? Rocko, our cat, has been sneaking his way into the room to supervise us.
