Washington State Mortgages, Made Clear. Buying or Refinancing? Let's find the right loan together.
Mortgage rates have been moving fast and unpredictably. One day they’re up, the next day they dip just enough to make refinancing worthwhile—but only if you’re ready to act. For many homeowners, the challenge isn’t wanting to refinance, it’s knowing exactly when to move.
That’s why I created my Rate Watch program.
Mortgage rates moved below 6% on 30-year fixed loans, and last week delivered some of the most headline-driven volatility we’ve seen so far in 2026. Between political pressure, economic data, and mortgage bond activity, it’s a market that can change quickly.
In this week’s episode of The Mortgage Porter Weekly, I break down what happened last week, what to watch this week, and what it means for homeowners and homebuyers—especially here in Washington State.
Watch the full video below
Welcome to the first episode of The Mortgage Porter – Mortgage Rates and More for 2026.
As we begin the new year, this week’s update focuses on one of the most common — and important — questions for homebuyers and homeowners alike: what causes mortgage interest rates to move.
I also share where mortgage rates are currently sitting, how they’re trending, which upcoming economic reports can move the market, and important updates on homebuyer education for the weeks ahead.
Welcome to the final episode of The Mortgage Porter – Mortgage Rates and More for 2025.
As we close out the year, I wanted to take a few minutes to reflect on where mortgage rates have been in 2025, where they appear to be trending, and what industry experts are forecasting for 2026. I also share a few important updates around holiday market closures, upcoming homebuyer education, and what to expect in the new year.
[Read more…]
Mortgage rates continue to be one of the most talked-about topics for homebuyers and homeowners across Washington State. Whether you’re hoping to buy your first home, move up, or refinance, it’s natural to wonder: where are mortgage rates headed in 2026?
While no forecast is guaranteed, several respected housing and mortgage organizations regularly publish outlooks that can help set realistic expectations. Below is a Washington-focused look at what groups like the Mortgage Bankers Association, Freddie Mac, Fannie Mae, and Zillow are projecting — and what it could mean for buyers and homeowners here in the Pacific Northwest. [Read more…]
