Conforming Loan Limits for 2020 for Washington State

UPDATE: Please visiting our Conforming Mortgage Guide including current loan limits for homes located in Washington state.

Conforming loan limits are increasing for 2020 to $510,400 for a single family dwelling. Counties that are considered “high cost” such as King County, Pierce County and Snohomish County qualify to have a “high balance conforming” loan limit of $741,750.

Here’s a complete list of conforming (Fannie Mae/Freddie Mac) loan limits by county for homes located in Washington state:

King County, Snohomish County and Pierce County:

• One Unit: $741,750
• Two Unit: $949,600
• Three Unit: $1,147,800
• Four Unit: $1,426,450

Adams, Asotin, Benton, Chelan, Clallam, Clark, Columbia, Cowlitz, Douglas, Ferry, Franklin, Garfield, Grant, Grays Harbor, Island, Jefferson, Kitsap, Kittatas, Klickitat, Lewis, Mason, Okanogan, Pacific, Pend Oreille, San Juan, Skagit, Skamania, Spokane, Stevens, Thurston, Wahkiakum, Walla Walla, Whatcom, Whitman and Yakima Counties:

• One Unit: $510,400
• Two Unit: $653,550
• Three Unit: $789,950
• Four Unit: $981,700

I have been helping people refinance and buy homes in Washington state since 2000 at Mortgage Master Service Corporation. If I can help you with your mortgage needs, please contact me.