Martin Luther King Jr. Day

Martin Luther King JrToday we honor Dr. Martin Luther King Jr. and reflect on his enduring message of justice, compassion, and equality.

“Man must evolve for all human conflict a method which rejects revenge, aggression and retaliation. The foundation of such a method is love.”

May we continue striving to lead with understanding, kindness, and respect for one another and lead with love.

How Much Money Do You Need to Buy a Home: Workshop Replay

Homebuyer Workshop Rhonda Porter Mortgage SeattleHow Much Money Do You Need to Buy a Home?

Down payment, closing costs, and real-world ways to make homeownership possible

One of the biggest myths about buying a home is that you “need 20% down.” In reality, many buyers can purchase with far less—and sometimes with little to no out-of-pocket funds, depending on the loan program, down payment assistance options, and whether the seller contributes toward closing costs.

In this workshop replay, I break down the real costs of buying a home, when those costs show up during the transaction, and the most common (and acceptable) ways to source your funds—so you can plan with confidence. [Read more…]

Don’t Miss Your Refinance Opportunity: Let Me Watch Mortgage Rates for You

Refi Rate WatchMortgage rates have been moving fast and unpredictably. One day they’re up, the next day they dip just enough to make refinancing worthwhile—but only if you’re ready to act. For many homeowners, the challenge isn’t wanting to refinance, it’s knowing exactly when to move.

That’s why I created my Rate Watch program.

What Is Rate Watch?

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Mortgage Rates Under 6%? Watch This Week’s Mortgage Porter Weekly – Week 2 of 2026

Mortgage rates moved below 6% on 30-year fixed loans, and last week delivered some of the most headline-driven volatility we’ve seen so far in 2026. Between political pressure, economic data, and mortgage bond activity, it’s a market that can change quickly.

In this week’s episode of The Mortgage Porter Weekly, I break down what happened last week, what to watch this week, and what it means for homeowners and homebuyers—especially here in Washington State.

Watch the full video below

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Homebuyer Workshop REPLAY: Your Credit and Buying a Home

If you’re thinking about buying a home, your credit is one of the first places most lenders will look—and it can have a bigger impact than many people realize. Credit doesn’t just affect whether you qualify. It can influence your interest rate, monthly payment, insurance premiums, and even how much home you can afford.

In this second workshop in my Home Buyer Workshop Series, we focus on how credit works in the mortgage process, what impacts your score the most, and the common “common sense” actions that can accidentally hurt your credit when you’re preparing to buy.

Watch the Workshop: Your Credit and Buying a Home

[Read more…]